Mortgage Disclosure Specialist at TRUSTONE FINANCIAL CREDIT UNION

Burnsville, Minnesota, United States -

Full Time

Start Date

Immediate

Expiry Date

28 Jul, 26

Salary

21.5

Posted On

29 Apr, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage loan processing, TRID compliance, Ellie Mae Encompass, Regulatory compliance, Communication skills, Business acumen, Math skills, Attention to detail, Problem-solving, Data management, Time management, Organizational skills, Bank Secrecy Act compliance, Mortgage product knowledge

Industry

Banking

Description

WHAT YOU’LL DO: Responsible for reviewing first mortgage loans for completeness, sending out TILA-RESPA Integrated Disclosure (TRID) documents in the required time frame and following all regulations established for the mortgage industry. Provide quality member service for internal and external members. WHAT YOU’LL BRING: Availability to work 40 hours per week Monday through Friday between the hours of 8:00am – 4:30pm at either our Plymouth Corporate or Burnsville Administrative office location; non-exempt. In addition: * High School Diploma or equivalent. Bachelor’s degree in business-related field preferred. * Six months of experience in mortgage loan disclosure desk or mortgage processing. * Knowledge of mortgage product guidelines, and regulatory requirements. * Experience with Ellie Mae Encompass loan origination system, preferred. * Excellent oral and written communication skills. * A high level of business acumen with the ability to develop strong relationships with branch personnel and industry partners. * Ability to identify and facilitate change in a deadline driven, highly regulated environment. * Competency in basic math skills such as calculating interest and mortgage payments. * Attention to detail and problem-solving skills in a high-paced environment. * Ability to work with and balance data in a variety of loan systems. * Ability to work well under pressure and be able to meet externally influenced deadlines. * Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously. * Compliance with the Bank Secrecy Act and all its provisions. * Ability to pass a pre-employment drug test and various background checks. * Regular and reliable attendance at the workplace. WHO WE ARE: TruStone Financial is a member-owned credit union offering comprehensive, straightforward, and competitive financial solutions designed to support our members’ financial health. Established in 1939 by a group of teachers, TruStone Financial has grown into Minnesota’s second-largest credit union. With over 550 dedicated employees, we serve more than 200,000 members across 23 branches in Minnesota and Wisconsin. Our vision is to deliver exceptional financial experiences, and to achieve this, we need exceptional people! Join our expanding team and help us fulfill our mission to engage, educate, and inspire members toward lifelong financial well-being. WHAT WE OFFER: The salary range for this position is $18.00 to $21.50 per hour. In addition, we offer: * Competitive pay and incentive programs for all positions. * Health insurance with the ability to choose which plan option is best for you – a Traditional Health Plan or Health Savings Plan. * Affordable dental and vision insurance coverage. * Earn 22 days of paid time off annually for full-time employees with an equivalent accrual for part-time employees – and, the longer your tenure, the more PTO you’ll have to enjoy. * 10+ paid holidays each year. * Up to 16 hours of paid time annually to volunteer for organizations you are passionate about. * 401(k) with 50% employer match on the first 6% you contribute – plus, after one year of service, an additional 3% safe harbor employer contribution that is immediately 100% vested regardless if you are contributing or not. * Eligibility for profit sharing opportunities in the form of a contribution to your 401(k) account. * Employer-paid Short Term and Long Term Disability benefits. * Employer-provided life insurance up to 2.5x your base salary with the option to purchase additional coverage for yourself, spouse and eligible dependents. * Reimbursement for higher education expenses of up to $5,250 per calendar year (including tuition, books and activity fees). * Career development opportunities – including our STEP job shadow program, TruStone Academy certification courses, Mentorship Program and more. * Special employee discounts when you join TruStone Financial as a credit union member. * Employee activities, events, discounts, and many other great benefits and perks! TruStone Financial Credit Union is an Affirmative Action and Equal Opportunity Employer of Protected Veterans, Individuals with Disabilities and all Protected Classes.

Responsibilities

The Mortgage Disclosure Specialist is responsible for reviewing first mortgage loans for completeness and ensuring TILA-RESPA Integrated Disclosure documents are sent within required time frames. They must also provide quality member service while adhering to all industry regulations.