Senior AML Financial Crime Risk Investigator

at  TD Bank

EXPERIENCE AND / OR EDUCATION

• Undergraduate degree or relevant professional certifications, designations, or equivalent required
• 5+ years relevant experience
• Strong knowledge of Canadian AML legislation, requirements and guidance including by not limiting to Financial Transactions Report Analysis Centre of Canada (FINTRAC), Officer of the Superintendent of Financial Institutions (OSFI), Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), and the Criminal Code of Canada
• Strong knowledge and experience with investigating complex and sensitive ML/TF and sanctions investigations
• Strong knowledge and experience with KYC requirements, EDD and High Risk Customer Program
• Strong knowledge and experience interacting with law enforcement, corporate security, and other investigative groups
• Strong knowledge of investigative techniques and tools including data analytics, link analysis, forensic analysis among others
• Strong knowledge of current and emerging trends, risk and typologies of money laundering, terrorist financing and sanctions
• Excellent oral and written communication skills
• Coaching and counseling skills
• Ability to delegate work to others, work well independently and ability to collaborate and build positive relationship
• Strong decision-making, critical thinking, follow-through ability, analytical skills
• Ability to respond to shifting priorities quickly and managing competing priorities
• Proficiency in using computer applications including MS Office
• Ability to exercise sound judgement in making decisions

THE AML FINANCIAL CRIME RISK SENIOR INVESTIGATOR (EDD, HIGH RISK CUSTOMER PROGRAM) IS RESPONSIBLE FOR:

• Conducting end to end EDD initial and periodic reviews/AML investigations specifically relating to high risk customers and other referrals. Includes authority in applying reasonable grounds to suspect money laundering, terrorist financing and other financial crimes.
• Provide support to the Group Manager AML Financial Crime Investigations (EDD, High Risk Customer Program) where needed.
• The AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program) conducts end to end EDD reviews/AML Investigations on complex cases and projects, and assists with the oversight of the High Risk Customer Program in Canada while partnering with internal and external stakeholders including, vendor engagements, advisory teams, working with other people managers and investigators to ensure the controls are designed and operating effectively to mitigate the risk and compliance with regulatory requirements as well as the Bank’s systems of internal controls.