2026 Commercial Banking Development Program - Credit Analyst - Biltmore, AZ at Western Alliance Bancorporation

Phoenix, Arizona, United States -

Full Time

Start Date

Immediate

Expiry Date

07 Feb, 26

Salary

0.0

Posted On

09 Nov, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Analytical Skills, Communication Skills, Leadership Skills, Organizational Skills, Financial Analysis, Credit Risk Assessment, Compliance, Collaboration, Problem Solving, Sensitivity Analysis, Report Preparation, Client Interaction, Data Management, Treasury Management, Loan Structuring, Documentation

Industry

Banking

Description

Job Title: 2026 Commercial Banking Development Program - Credit Analyst - Biltmore, AZ - Note Finance Location: Biltmore What you'll do: As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports. Note Finance is a division of the Specialized Mortgage Servicing Group that provides revolving lines of credit to Private Lenders to fund investor-owned real estate loans. The Specialized Mortgage Services Group provides treasury management and lending services to businesses involved with the origination of real estate secured loans. This group is comprised of three areas (i) Warehouse Lending – Residential Consumer Mortgages; (ii) MSR Lending – Servicing Rights on Residential Consumer Mortgages; (iii) Correspondent Mortgage Solutions – Purchase of Residential Consumer Mortgages to be held on the Bank’s balance sheet; and (iv) Note Finance – Investor-owned Residential and Commercial Real Estate Mortgages. Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries. Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research. Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans. Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations. What you'll need: Completion of an Accounting course. Bachelor's degree or equivalent experience required. GPA of 3.0 or higher is required. Strong analytical, conceptual, communication, leadership, and organizational skills. An interest in working in Commercial Banking. Ability to self-motivate and work productively without supervision. Entry level speaking and writing communications skills. Benefits you’ll love: We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation About Western Alliance Bancorporation With more than $80 billion in assets, Western Alliance Bancorporation (NYSE:WAL) is one of the country’s top-performing banking companies. Through its primary subsidiary, Western Alliance Bank, Member FDIC, clients benefit from a full spectrum of tailored commercial banking solutions and consumer products, all delivered with outstanding service by industry experts who put customers first. Major accolades include being ranked as a top U.S. bank in 2023 by American Banker and Bank Director. Serving clients across the country wherever business happens, Western Alliance Bank operates individual, full-service banking and financial brands with offices in key markets nationwide. For more information, visit Western Alliance Bancorporation. For more information, visit Western Alliance Bank online. 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Responsibilities

As a Credit Analyst, you will manage financial background information on customers and develop credit studies for loan officers and executive management. You will also prepare credit department reports and analyze credit and collateral information to assess lending risks.