Accomplished Lending Professional at F & M Bank

West Point, Nebraska, United States -

Full Time

Start Date

Immediate

Expiry Date

27 Sep, 26

Salary

0.0

Posted On

30 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Underwriting, Customer Service, Regulatory Compliance, Business Development, Financial Analysis, Loan Documentation, Collateral Management, SBA Loans, Risk Management, Relationship Management

Industry

Banking

Description

Description The Loan Officer is responsible for evaluating, authorizing, or recommending the approval of loan applications for individuals and businesses. This position serves as the primary point of contact for borrowers throughout the lending process, providing exceptional customer service while ensuring compliance with bank policies, regulatory requirements, and sound lending practices. In addition to managing loan relationships, the Loan Officer is expected to actively promote F&M Bank within the community by developing new business relationships, strengthening existing customer relationships, and serving as an ambassador for the bank's brand and values. Primary Accountabilities: The essential functions include, but are not limited to the following: Perform underwriting and maintenance for new and existing loans. Participate in loan support, including, scheduling and production of loan documents and modifications. Manage the loan process to include pre-processing steps (ordering title policy, surveys, etc.), processing steps, and post-closing (monitoring and booking of the loan) Maintain daily loan support Act as liaison with various units responsible for providing service to the customer, including but not limited to, processing of loans, payments, financial analysis, statements, etc. Review documentation for renewals and restructures as approved by management Arrange closings of renewals and restructures and book on loan system Coordinate with management and internal legal counsel to ensure legal counsel is assigned to cases where representation is necessary Receive, assign, and review requests for closing commercial, real estate, construction and SBA loans Review and research title/lien, title searches, and title commitments and clear all exceptions Review types of collateral being taken by the bank for appropriate documentation to ensure the bank’s ability to perfect its lien position Responsible for resolution of payment and other issues Perform other duties as assigned Other Accountabilities: Provide extraordinary customer service in every aspect of your duties by listening, caring, showing empathy, and providing positive solutions when dealing with others. Interaction with anyone should leave him/her feeling energized, enthused and happy. Make sure they are satisfied to the point of release. Work with the compliance officer to evaluate and continue to develop and implement strategies to ensure an absence of deficiencies in process Prepare presentations to present to loan committee Work with the President to develop strategies that maximize growth, earnings and efficiencies Understand and adhere to all bank policy, procedures, laws and regulations. Complete compliance training; follow internal processes and controls as required and affirm on each performance review that you will comply with regulations. Report all compliance issues, violations of law or regulations to your manager or compliance officer Be actively involved in the community. The expectations of this role are to commit a designated time up to 25% to generating new relationships. Demonstrate your professional and personal commitment to excellence in everything you do through creative leadership, taking initiative, continuous innovation, creative problem solving, superior service, and providing what customers want. Requirements Minimum of 3 years previous lending experience desired.

Responsibilities

The Loan Officer evaluates and authorizes loan applications for individuals and businesses while ensuring compliance with bank policies and regulations. They are also responsible for developing new business relationships and acting as a community ambassador for the bank.