Account Associate (Binondo) at EastWest Bank

Manila, Metro Manila, Philippines -

Full Time

Start Date

Immediate

Expiry Date

05 Jul, 26

Salary

0.0

Posted On

06 Apr, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit facility management, Loan system management, T24 system, Financial documentation, Data gathering, Account profitability analysis, Credit offering memorandum, Financial spreading, Client relationship management, Time management, Organization skills, Microsoft Office, Communication, Banking operations

Industry

Banking

Description

About the Job Location: Caloocan Corporate Title: Rank and File Work Arrangement: On-site Our Corporate Banking Team is looking for experienced professionals to join us in our Binondo site in the role of Account Associate (Binondo). In this role, you'll set up credit facilities, accurately manage loan details in the T24 system, and oversee daily transactions like collections and renewals. Your role includes preparing key documents, assisting in credit facility renewals, and managing client relationships, with a focus on encouraging credit facility usage and other basic deposit products. Your dream. Our focus. East West Banking Corporation (EastWest) is one of the largest universal banks in the Philippines, and is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience. We empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment. Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success. What the role will entail Set-up approved credit facilities in the Bank's loan system. Ensure thorough and accurate encoding of loan maturities and interest due in T24. Monitor and collect principal and interests due, and manage daily transactions (availment, re-pricing, extension, renewal etc.). Troubleshoot problems encountered in T24. Prepare transactional documents like Promissory Note (PN) as well as documents needed upon establishment/renewal of credit facilities to ensure smooth operation of the credit facility. Assist the Relationship Manager (RM) in gathering data for establishment/renewal of credit facilities. Prepare Account Profitability Analysis (APA) and portfolio reports to assist the RM in the overall management and growth of the RM's client portfolio. Draft simple Credit Offering Memorandum (COM) including preparation of financial spreads. Handle simple credit relationships with minimal supervision from the RM. Encourage clients to avail of approved credit facilities and other basic deposit products. What we're looking for Bachelor's degree in either Economics, Mathematics, Finance, Accountancy, Banking, Business Studies, Administration, Management or equivalent field Fresh graduates with strong scholastic standing are encouraged to apply. Must be articulate both in oral and written English and has a good time management and organization skills. Knowledgeable in MS Office (Word, Excel, and PowerPoint) What you can expect from joining our team Career development and training opportunities. Competitive salary package and benefits. Performance-based incentives and recognition programs to reward high-performing individuals. Opportunity to work with industry experts and be mentored by them. Defined career progression paths to guide you in your professional growth.

Responsibilities

The Account Associate is responsible for setting up and managing credit facilities, including encoding loan details in the T24 system and monitoring collections. They also assist Relationship Managers by preparing transactional documents, financial reports, and credit offering memorandums.