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Account Officer 1 at BDO Unibank

Pagadian, Zamboanga del Sur, Philippines -

Full Time

Start Date

Immediate

Expiry Date

22 May, 26

Salary

0.0

Posted On

21 Feb, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Volume Targets, Profitability, Credit Quality, Customer Service, Solicit Microfinance Loan Accounts, Loan Applicant Qualification Analysis, Credit Initiation, Collection Activities, Loan Processing, Loan Servicing, File Review, Sales Activities, Marketing Activities, Selling Skills, Communication Skills, Mathematical Knowledge

Industry

Financial Services

Description

About BDO Network Bank BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams. Job Summary  The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.   Key Responsibilities:   Actively solicit microfinance loan accounts to meet the business needs of the customer Analyze overall loan applicant’s qualifications to determine feasibility of granting loans Initiate credit and collection activities to ensure credit quality of accounts Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking Execute sales and/or marketing activities that will achieve volume targets   Qualifications:   Graduate of any four-year or five-year degree course / Bachelor's Degree Holder Possesses good selling, communication and customer service skills. Must have basic mathematical knowledge. Preferably familiar with computer software including word processing & spreadsheets. With fieldwork and sales experience on Microfinance, an advantage. Preferably can drive a motorcycle

Responsibilities

The Account Officer is responsible for achieving loan volume targets while ensuring profitability and sound credit quality by actively soliciting microfinance loan accounts. Key duties include analyzing loan qualifications, initiating credit and collection activities, and coordinating loan processing and servicing for clients.