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Account Officer 1 at BDO Unibank

City of San Fernando, La Union, Philippines -

Full Time

Start Date

Immediate

Expiry Date

26 Feb, 26

Salary

0.0

Posted On

28 Nov, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer Service, Communication Skills, Selling Skills, Mathematical Knowledge, Credit Analysis, Loan Processing, Fieldwork, Sales Experience, Microfinance, Integrity, Computer Software, Word Processing, Spreadsheets, Motorcycle Driving

Industry

Financial Services

Description

Job Summary: This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service. Responsibilities: Actively solicit microfinance loan accounts to meet the business needs of the customer Analyze overall loan applicant’s qualifications to determine feasibility of granting loans Initiates credit and collection activities to ensure credit quality of accounts Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients Ensures adherence to the bank’s policies and procedures Execute sales and/or marketing activities that will achieve volume targets Attends to inquiries and other requirements of the clients Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking. Perform other functions that may be assigned to him/her Qualifications: Graduate of any 4 year degree course Possesses good selling, communication and customer service skills. Must have basic mathematical knowledge. With high integrity. Preferably familiar with computer software including word processing & spreadsheets. With fieldwork and sales experience on Microfinance, an advantage. Preferably can drive a motorcycle. Willing to be assigned in Bauang La Union area BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 24719

Responsibilities

The Account Officer 1 is responsible for achieving loan volume targets while ensuring profitability and sound credit quality. This includes soliciting microfinance loan accounts, analyzing loan applicants, and coordinating loan processing activities.