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Account Officer 1 at BDO Unibank

Bico, Quezon, Philippines -

Full Time

Start Date

Immediate

Expiry Date

18 Jul, 26

Salary

0.0

Posted On

19 Apr, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Microfinance, Loan processing, Credit analysis, Sales, Marketing, Customer service, Communication, Mathematical knowledge, Data entry, Word processing, Spreadsheets, Motorcycle driving, Collection activities, Account management

Industry

Financial Services

Description

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service. Responsibilities: Actively solicit microfinance loan accounts to meet the business needs of the customer Analyze overall loan applicant’s qualifications to determine feasibility of granting loans Initiates credit and collection activities to ensure credit quality of accounts Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients Ensures adherence to the bank’s policies and procedures Execute sales and/or marketing activities that will achieve volume targets Attends to inquiries and other requirements of the clients Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking. Perform other functions that may be assigned to him/her Qualifications: Graduate of any 4 year degree course Possesses good selling, communication and customer service skills. Must have basic mathematical knowledge. With high integrity. Preferably familiar with computer software including word processing & spreadsheets. With fieldwork and sales experience on Microfinance, an advantage. Preferably can drive a motorcycle. #LI-EM1BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 25362

Responsibilities

The Account Officer is responsible for soliciting microfinance loan accounts and analyzing applicant qualifications to ensure credit quality. They also manage collection activities and maintain loan documentation in accordance with bank policies.