Account Officer 1 at BDO Unibank

, Sultan Kudarat, Philippines -

Full Time

Start Date

Immediate

Expiry Date

22 May, 26

Salary

0.0

Posted On

21 Feb, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Solicitation, Credit Quality Maintenance, Customer Service, Loan Analysis, Credit Initiation, Collection Activities, Loan Servicing, Sales, Marketing, Communication, Mathematical Knowledge, Word Processing, Spreadsheets, Driving

Industry

Financial Services

Description

About BDO Network Bank BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams. Job Summary  The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.   Key Responsibilities:   Actively solicit microfinance loan accounts to meet the business needs of the customer Analyze overall loan applicant’s qualifications to determine feasibility of granting loans Initiate credit and collection activities to ensure credit quality of accounts Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking Execute sales and/or marketing activities that will achieve volume targets   Qualifications:   Graduate of any four-year or five-year degree course / Bachelor's Degree Holder Possesses good selling, communication and customer service skills. Must have basic mathematical knowledge. Preferably familiar with computer software including word processing & spreadsheets. With fieldwork and sales experience on Microfinance, an advantage. Preferably can drive a motorcycle About BDO Network Bank BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams. Job Summary  The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.   Key Responsibilities:   Actively solicit microfinance loan accounts to meet the business needs of the customer Analyze overall loan applicant’s qualifications to determine feasibility of granting loans Initiate credit and collection activities to ensure credit quality of accounts Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking Execute sales and/or marketing activities that will achieve volume targets   Qualifications:   Graduate of any four-year or five-year degree course / Bachelor's Degree Holder Possesses good selling, communication and customer service skills. Must have basic mathematical knowledge. Preferably familiar with computer software including word processing & spreadsheets. With fieldwork and sales experience on Microfinance, an advantage. Preferably can drive a motorcycle

Responsibilities

The Account Officer is primarily responsible for achieving microfinance loan volume targets while ensuring profitability and maintaining sound credit quality through active solicitation and analysis of loan applicants. Key duties include initiating credit and collection activities, coordinating loan processing, and executing sales and marketing efforts to meet business goals.