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Account Officer 1 at BDO Unibank

Lucena City, Calabarzon, Philippines -

Full Time

Start Date

Immediate

Expiry Date

20 Sep, 26

Salary

0.0

Posted On

22 Jun, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Microfinance, Loan Solicitation, Credit Analysis, Collections, Customer Service, Sales, Marketing, Mathematical Knowledge, Word Processing, Spreadsheets, Communication Skills

Industry

Financial Services

Description

Job Summary: This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service. Responsibilities: Actively solicit microfinance loan accounts to meet the business needs of the customer Analyze overall loan applicant’s qualifications to determine feasibility of granting loans Initiates credit and collection activities to ensure credit quality of accounts Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients Ensures adherence to the bank’s policies and procedures Execute sales and/or marketing activities that will achieve volume targets Attends to inquiries and other requirements of the clients Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking. Perform other functions that may be assigned to him/her Qualifications: Graduate of any 4 year degree course Possesses good selling, communication and customer service skills. Must have basic mathematical knowledge. With high integrity. Preferably familiar with computer software including word processing & spreadsheets. With fieldwork and sales experience on Microfinance, an advantage. Preferably can drive a motorcycle. #LI-DS1 #LI-Onsite

Responsibilities

The role focuses on achieving loan volume targets through active solicitation of microfinance accounts while maintaining credit quality. Responsibilities include analyzing applicant qualifications, managing collections, and ensuring adherence to bank policies.