Account Relationship Manager - Large Corporate at Bank Muscat

Vienna, , Austria -

Full Time

Start Date

Immediate

Expiry Date

02 May, 26

Salary

0.0

Posted On

02 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Account Management, Credit Analysis, Risk Management, Financial Statements, Cash Flow Analysis, Client Relations, Proposal Presentation, Documentation, Cross Selling, Team Collaboration, Communication, Problem Solving, Training, Business Development, Customer Service, Flexibility

Industry

Banking

Description

Job Title: Account Relationship Manager Department: Large Corporate Main Role (Overall accountability): Manage, conduct and develop account relationship with the portfolio of accounts assigned. Marketing and mobilisation of new business. Manage, administer and monitor utilization of credit facilities in corporate accounts and maintain the quality of risk assets. Maintain and conduct periodic review of credit files using various data e.g. financial statements, cash flows and BCSB movement, account statistics, etc. Preparation/ renewal of credit lines, presentation of proposals to appropriate authorities for approval and upon approval advice to the customer/credit administration and other operational units or branch if required. Documentation / updating of securities, including security valuations, renewals of insurance policies and ensure safe keeping of security documents. Follow up and regularization of past dues, temporary accommodations and excesses over limits. Supervision of all procedural work and submission of returns and other data relating to the allocated portfolio. Co-ordination of customer activities with different departments of the Bank and cross selling of products and services. Regular visits to clients for inspection of business, liaison with owners and to ensure optimum prospect availment of the business through the Bank’s channels. Work out solutions for ‘SM’ and Classified accounts under the portfolio, with a view to monitor and regularize the accounts to prevent further provisions. Training and development of core and supporting skills and knowledge. Any other responsibility that may be assigned. Personnel Specifications: Omani national only. Educational Requirements: Bachelor’s degree in Accounting and Finance or a related field. Minimum 3 years of experience in Banking. Build relationships, build trust, share knowledge, set expectations, provide support and facilitate cooperation Be flexible and consistently seek new ways to approach job requirements and challenges; to adjust rapidly to new situations Excellent communicator and team player – deliver clear, proactive and effective communication to expand understanding, influence others and manage conflicts

Responsibilities

The Account Relationship Manager is responsible for managing and developing relationships with assigned corporate accounts, marketing new business, and monitoring credit facilities. This role includes conducting periodic reviews of credit files and coordinating customer activities across different departments.