AFC Compliance Controls and Reviews - Senior Associate at N26

Paris, Ile-de-France, France -

Full Time

Start Date

Immediate

Expiry Date

14 Apr, 26

Salary

0.0

Posted On

14 Jan, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Yes

Skills

Anti-Financial Crime, Compliance, Control Planning, Regulatory Frameworks, Stakeholder Management, Analytical Skills, Advisory Skills, Communication Skills, Team Collaboration, Problem Solving, Attention To Detail, Risk Assessment, Project Management, Continuous Improvement, French Regulatory Knowledge, English Fluency

Industry

Financial Services

Description

About the opportunity We are currently looking for 2nd line Control officer to join the Group Anti-Financial Crime Compliance, Controls, and Reviews (ACCR) team to work on the French branch controls, either based in Paris or Berlin. You will be in charge of autonomously performing the MLRO controls on local AFC processes. You will prepare the control reports and communicate on the outcome of the controls to the controlled teams. You will support them on the definition of action plans and will follow-up on the due completion of the action plans. You will also support the ACCR team and the Head of Compliance & Financial Crime France in updating and improving the control plan and the control materials. In this role, you will: Plan, design, and execute independent 2nd Line of Defence (2LoD) AFC controls and testing activities over local processes. Assess control effectiveness, identify gaps, and ensure compliance with internal policies, regulatory requirements, and best practices. Prepare clear, high-quality control reports and communicate findings, recommendations, and quality expectations to relevant stakeholders. Track and follow up on remediation actions to ensure timely and sustainable issue resolution. Contribute to internal, governance, and regulatory reporting, including the annual AFC internal control report. Support the review and continuous improvement of the AFC control plan and control methodologies, including procedures and testing materials. Ensure alignment and effective collaboration with other 2LoD stakeholders (e.g. Risk, Internal Audit). Lead and contribute to AFC and Compliance initiatives and projects in line with the Group Compliance roadmap and overall company strategy. What you need to be successful: Background: Degree in Law, Business, Economics, or from a Grande École (or equivalent). 3 to 5 years of professional experience in Anti-Financial Crime within the banking industry, fintech, or professional services environment, with a strong focus on control, advisory, audit, or review functions. Proven experience in a similar AFC Compliance Controls and Reviews role, including permanent and/or periodic controls. Strong knowledge of European and French regulatory frameworks governing Compliance and Anti-Financial Crime (AML, CFT, KYC, sanctions, fraud, tax evasion, etc.). In-depth understanding of French regulatory expectations related to internal and permanent control frameworks. Experience in Compliance and AFC testing, reviews, and control planning, design, and execution. Postgraduate or professional certifications (e.g. CAMS, CFE, CIA, Certified Compliance Professional) are an advantage. Skills: Ability to assess business activities through a Compliance and AFC risk lens while understanding operational and strategic impacts. Strong analytical and advisory skills, with high quality standards and attention to detail. Excellent communication and stakeholder management skills, with the ability to engage, challenge, and influence constructively. Proven experience working with cross-functional teams and managing multiple stakeholders and priorities. Hands-on, solution-oriented mindset with strong ownership and accountability. Resilient, diligent, and reliable, able to perform effectively in a fast-paced and regulated environment. Strong team player with a collaborative and benevolent approach. Curious and proactive, with a strong willingness to learn, challenge the status quo, and continuously improve. Ability to think globally while acting locally within the French regulatory context. Languages: Fluency in French and English (spoken and written) is required. German is a plus. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members. Additional day of annual leave for each year of service. A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Responsibilities

You will autonomously perform MLRO controls on local AFC processes and prepare control reports. Additionally, you will support the definition and follow-up of action plans for controlled teams.