Ag/Commercial Lender at YORK STATE BANK

York, Nebraska, United States -

Full Time

Start Date

Immediate

Expiry Date

19 Jan, 26

Salary

0.0

Posted On

21 Oct, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Ag Lending, Commercial Lending, Credit Analysis, Financial Analysis, Customer Relations, Portfolio Management, Loan Structuring, Credit Underwriting, Sales Skills, Leadership Skills, Motivational Skills, Community Engagement, Strategic Decision Making, Regulatory Compliance, Relationship Building, Professionalism

Industry

Banking

Description

Description Join our team! We are a growing community bank in southeast Nebraska. We are looking for an Ag/Commercial Lender in our York market that will be responsible for an existing portfolio and building new relationships to grow the bank. This role provides an excellent opportunity for advancement within the bank. Duties and Responsibilities Develop and generate commercial and agricultural lending opportunities. Interview clients and prospects seeking agricultural and commercial loans. Collect and analyze financial and related data to determine creditworthiness of loan requests. Structure loan terms and conditions that meet client needs and Bank lending guidelines. Recommend approval or declination of loans within Bank policies and inform prospective borrower of decision. Manage existing loan portfolio to include renewals, modifications, updated credit analysis, collections, and portfolio management. Ensure a high level of credit quality and file documentation. Ensure that loan portfolio complies with all bank policies and regulatory requirements. Identify and develop new deposit relationships. Participate as a member of the bank’s senior loan committee. Participate as a member of the bank’s asset-liability management. Participate in strategic decision making and initiatives to maximize the growth, earnings, and efficiencies. Frequently attend community functions. Serve on community boards and committees as requested. Other duties as assigned. Requirements Bachelor’s degree in business administration or related field 5+ years of direct experience in ag and/or commercial lending Must have the ability to read, understand, analyze, and interpret credit and financial information. Strong understanding of credit underwriting Must have the ability to relate to customers in a courteous and professional manner. Ability to sell, present, and service bank products. Demonstrate a professional image with knowledge of ag and commercial lending. Strong leadership and motivational skills All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status. EEO Member FDIC

Responsibilities

The Ag/Commercial Lender will develop and generate lending opportunities while managing an existing loan portfolio. This role involves interviewing clients, analyzing financial data, structuring loans, and ensuring compliance with bank policies.