Ag Lending Assistant at The First National Bank of Fort Smith

Roland, Oklahoma, United States -

Full Time

Start Date

Immediate

Expiry Date

25 Mar, 26

Salary

0.0

Posted On

25 Dec, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Processing, Customer Service, Data Entry, Document Preparation, Communication, Attention to Detail, Organizational Skills, Problem Solving, Research Skills, Accountability, Ethical Conduct, Reliability, Microsoft Word, Microsoft Excel, Interviewing, Loan Documentation

Industry

Banking

Description

Description AG Lending Loan Assistant Department: AG Lending Job Status: Full Time FLSA Status: Non-Exempt Reports To: Senior Vice President, Head of AG Lending Amount of Travel Required: None Job Type: Regular Positions Supervised: None Work Schedule: Monday thru Friday 8:00 a.m. 4:30 p.m. ________________________________________ POSITION SUMMARY Interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. Review loan papers to ensure completeness. ________________________________________ ESSENTIAL FUNCTIONS Reasonable Accommodations Statement To accomplish this job successfully, an individual must be able to perform, with or without reasonable accommodation, each essential function satisfactorily. Reasonable accommodations may be made to help enable qualified individuals with disabilities to perform the essential functions. Essential Functions Statement(s) Verify and examine information and accuracy of loan application and closing documents. Interview loan applicants in order to obtain personal and financial data, and to assist in completing applications. Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts. Answer questions and advise customers regarding loans and transactions. Contact customers by mail, telephone, or in person concerning acceptance or rejection of applications. Record applications for loan and credit, loan information, and disbursements of funds, using computers. Prepare and type loan applications, closing documents, legal documents, letters, forms, government notices, and checks, using computers. Present loan and repayment schedules to customers. Calculate, review, and correct errors on interest, principal, payment, and closing costs, using computers or calculators. Check value of customer collateral to be held as loan security. Contact credit bureaus, employers, and other sources in order to check applicants' credit and personal references. File and maintain loan records. Schedule and conduct closings of loan transactions. Accept payment on accounts. Submit loan applications with recommendation for underwriting approval. Order property insurance or mortgage insurance policies in order to ensure protection against loss on mortgaged property. Review customer accounts in order to determine whether payments are made on time and that other loan terms are being followed. Prepare applications, loan information, closing documents, legal documents, letters and other forms for Farm Service Agency guaranteed loans. POSITION QUALIFICATIONS Competency Statement(s) Accountability - Ability to accept responsibility and account for his/her actions. Accuracy - Ability to perform work accurately and thoroughly. Communication, Oral - Ability to communicate effectively with others using the spoken word. Communication, Written - Ability to communicate in writing clearly and concisely. Customer Oriented - Ability to take care of the customers’ needs while following company procedures. Decision Making - Ability to make critical decisions while following company procedures. Detail Oriented - Ability to pay attention to the minute details of a project or task. Ethical - Ability to demonstrate conduct conforming to a set of values and accepted standards. Honesty / Integrity - Ability to be truthful and be seen as credible in the workplace. Organized - Possessing the trait of being organized or following a systematic method of performing a task. Reliability - The trait of being dependable and trustworthy. Research Skills - Ability to design and conduct a systematic, objective, and critical investigation. Responsible - Ability to be held accountable or answerable for one’s conduct. SKILLS & ABILITIES Education: High School Graduate or General Education Degree (GED) Experience: One to two years related experience Computer Skills: Microsoft Word & Excel PHYSICAL DEMANDS N (Not Applicable) Activity is not applicable to this position. O (Occasionally) Position requires this activity up to 33% of the time (0 - 2.5+ hrs/day) F (Frequently) Position requires this activity from 33% - 66% of the time (2.5 - 5.5+ hrs/day) C (Constantly) Position requires this activity more than 66% of the time (5.5+ hrs/day) Physical Demands Lift/Carry Stand F Walk F Sit C Manually Manipulate F Reach Outward F Reach Above Shoulder O Climb N Crawl N Squat or Kneel O Bend O Grasp F Speak F 10 lbs or less O 11-20 lbs N 21-50 lbs N 51-100 lbs N Over 100 lbs N Push/Pull 12 lbs or less O 13-25 lbs N 26-40 lbs N 41-100 lbs N WORK ENVIRONMENT An office enviornment in a controlled atmosphere building. Requirements SKILLS & ABILITIES Education: High School Graduate or General Education Degree (GED) Experience: One to two years related experience Computer Skills: Microsoft Word & Excel

Responsibilities

The Ag Lending Assistant interviews loan applicants to gather information and verifies their backgrounds. They prepare loan request papers and ensure the completeness of loan documents.