Ag Loan Officer at Iowa State Bank

Ireton, Iowa, United States -

Full Time

Start Date

Immediate

Expiry Date

29 Dec, 25

Salary

0.0

Posted On

01 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Processing, Customer Service, Financial Analysis, Business Development, Relationship Management, Cross Selling, Compliance, Community Engagement, Product Knowledge, Risk Management, Communication, Team Collaboration, Research, Advisory Skills, Problem Solving, Sales Skills

Industry

Banking

Description

Description Position responsible for making and servicing loan activity for (either/and/or consumer, agricultural, commercial, or real estate) loans. Assists management in making recommendations to overall loan objective, policies and procedures. Provides advice and guidance to others engaged in loan activity to ensure that loans are properly processed and that adequate controls are maintained. Every transaction should be viewed as an opportunity for new business development by making the customer aware of any product or service that may be of benefit to them. In addition to one-on-one contact, customer referrals will be made on an on-going basis as an integral part of the sales process, enabling Iowa State Bank to further develop relationship banking. Receive and process all types of loan applications using all available programs to help enhance or guarantee loans processed (FHA, SBA, etc). Collects and analyzes information regarding the customer’s income, assets, investments or debts to determine which financial product best meets their needs. Advises the customer in regard to their financial position. Minimize past due loans by ensuring safety and soundness through special attention to past due and questionable credits. Visit “prospective” clients to develop new business in a development call program. Visit existing clients to evaluate collateral and develop long-term relationships. Solicit new customers and represent the bank in community activities. Cross sell bank products and services and makes referrals to other bank personnel. Assist management with research, development and implementation of new products, or special projects and committees. May be asked to travel to other branch locations to assist in loan officer duties as needed to ensure adequate coverage. Other Maintains advanced knowledge and awareness of financial and economical industry status and trends. Actively upholds the organization’s vision, mission and values, encompassing mutual respect, honoring commitments, working with integrity and accepting responsibility for own actions. Demonstrates knowledge of and adherence to EEO policy, shows respect and sensitivity for cultural differences, promotes working environment free of harassment of any type. Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations. Has a strong commitment and dedication to internal and external customer service. Accepts other responsibilities as assigned to help embrace ISB’s values. Full-time Benefits include: Health Insurance Dental Insurance Vision Insurance Paid Time Off (PTO) 401(K) with match Parental Leave Paid STD Paid LTD Paid Life Insurance

Responsibilities

The Ag Loan Officer is responsible for making and servicing loan activity, providing guidance to ensure proper loan processing and controls. They also focus on business development by identifying opportunities to offer additional products and services to customers.