Ag Portfolio Manager at BankFirst Financial Services

Macon, Mississippi, United States -

Full Time

Start Date

Immediate

Expiry Date

29 Jul, 26

Salary

0.0

Posted On

30 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Agricultural credit, Portfolio management, Loan servicing, USDA FSA 2-FLP Handbook, FINPACK, LINC/GLS, Regulatory compliance, Credit risk mitigation, Financial analysis, Cash flow review, Asset monitoring, UCC-1 renewals, EFS filings, Biosecurity standards, Commodity oversight

Industry

Banking

Description

BASIC PURPOSE OF POSITION Based in Macon, MS, the Agricultural Portfolio Manager manages the technical administration and health of a specialized loan portfolio across Mississippi and Alabama. Reporting to the FSA Coordinator, the role ensures strict regulatory compliance for FSA-guaranteed and conventional loans—specifically within the poultry, catfish, and row crop sectors—to mitigate credit risk and preserve federal guarantees. DUTIES OF POSITION I. FSA Portfolio Servicing * Compliance: Maintain 100% guarantee retention through rigorous lifecycle servicing of Farm Ownership and Operating loans. * Reporting: Execute timely submissions of FSA-2241 and FSA-2248 reports via USDA LINC/GLS. * Servicing Actions: Prepare documentation for subordinations, collateral releases, and debt restructures (FSA-2231). * Audit Readiness: Ensure all loan files, AD-1026 forms, and environmental due diligence meet annual review standards. II. Commodity-Specific Oversight * Poultry: Monitor integrator grower contracts and manage mandated facility upgrades per FSA terms. * Catfish: Track pond inventories and align repayment schedules with regional harvest cycles. * Row Crops: Verify crop insurance compliance and audit Actual Production History (APH) against projections. III. Conventional Loan & Risk Management * Lien Perfection: Protect first-priority positions via UCC-1 renewals and EFS filings in MS and AL. * Asset Monitoring: Manage borrowing base certificates and track "burn rates" on seasonal operating lines. * Financial Analysis: Use FINPACK to perform "Actual vs. Projected" cash flow reviews and identify early-warning credit deterioration. * Inspections: Conduct annual on-farm inspections of equipment, livestock, and crop progress. QUALIFICATIONS, EXPERIENCE & SKILLS * Education: Bachelor’s degree in Agribusiness, Finance, or related field (or equivalent experience). * Experience: 3–5 years in agricultural credit, portfolio management, or loan servicing. * Technical: Deep knowledge of USDA FSA 2-FLP Handbook and proficiency in FINPACK and LINC/GLS. * Regional Knowledge: Familiarity with Southeastern commodities and biosecurity (HPAI) standards. BankFirst is an EO employer- M/F/Veteran/Disability

Responsibilities

The Agricultural Portfolio Manager oversees the technical administration and health of a specialized loan portfolio across Mississippi and Alabama. Responsibilities include ensuring regulatory compliance for FSA-guaranteed loans and conducting on-farm inspections to mitigate credit risk.