Agency Disclosure Specialist at HomeXpress Mortgage Corp

Santa Ana, California, United States -

Full Time

Start Date

Immediate

Expiry Date

24 Feb, 26

Salary

64000.0

Posted On

26 Nov, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Detail Oriented, Problem Solving, Time Management, Communication, Compliance, Data Integrity, Customer Service, Team Player, Fast Paced Environment, Audit, Documentation Review, Regulatory Knowledge, Adaptability, Independence, Organization, Collaboration

Industry

Financial Services

Description

Company Description HomeXpress – Your Leading Non-QM Mortgage Lender. Join our growing team and be part of the Top Non-QM Lender in the Business. We are known for closing mortgage loans with speed, ease, and convenience. Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, & FHLMC. If you have a service first mentality and thrive in a fast-paced environment, HomeXpress is the place for you. Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel! Job Description Job Title: Agency Disclosure Specialist Department: Agency Operations Reports To: Agency Operations Manager FLSA Status: Non-Exempt Management: No Salary Range: $52,000 - $64,000 PRIMARY FUNCTIONS: The Disclosure Specialist is responsible for reviewing the initial submission file, and preparing the loan for initial disclosure. The Disclosure Specialist will send initial disclosures, submit the file to underwriting, and process COC re-disclosures throughout the life of the loan. You will work with sales, operations team, and title/escrow companies to ensure our borrower have a smooth and enjoyable origination experience. ESSENTIAL DUTIES AND RESPONSIBILITIES: Audit the initial submission file for accuracy Ensure data integrity and proper initial disclosure of the loan Resolve any compliance concerns or discrepancies Prepare and complete accurate and compliant Initial and subsequent disclosures within the TRID timing guideline requirements. Review loans to ensure accuracy of documentation, compliance with federal/state regulations and compliance with in-house loan policy Review loan documentation such as invoices, etc. to make sure all information is updated and accurate on closing disclosure DESIRED PERSONAL CHARACTERISTICS: Detail oriented and committed to the highest quality Works well independently Works well under pressure in a fast pace environment Problem solving and analysis An open-minded individual that embraces change and innovation Superior communication skills, both verbal and written including professional and polite business email correspondence with proper grammar Ability to resolve complex issues with minimal supervision Strong time management skills to plan and organize a high daily volume with deadlines Must be a team player and work constructively and collaboratively with their fellow employees and title/escrow companies JOB REQUIREMENTS: Follow policies and guidelines when processing Initial disclosures, subsequent re-disclosure and Closing Disclosure. Monitor pipeline and balance workload accordingly Work collaboratively with internal and external clients to provide superior customer service Thorough understanding of TRID guidelines EDUCATION: High School Diploma or equivalent EXPERIENCE: Minimum of 2 years as a mortgage loan disclosure specialist Experience with BytePro, and Compliance Ease preferred, not required PHYSICAL REQUIREMENTS: This position is in an office setting with computer and general office equipment. The position requires the ability to move freely around within the department and other department locations Additional Information All your information will be kept confidential according to EEO guidelines.

Responsibilities

The Disclosure Specialist is responsible for reviewing the initial submission file and preparing the loan for initial disclosure. This includes sending initial disclosures, submitting the file to underwriting, and processing COC re-disclosures throughout the life of the loan.