AML & Fraud Lead at Wolt - English

Tallinn, , Estonia -

Full Time

Start Date

Immediate

Expiry Date

29 Apr, 26

Salary

0.0

Posted On

29 Jan, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

AML, Fraud Prevention, Regulatory Compliance, Transaction Monitoring, Risk Scoring, Stakeholder Management, Project Management, Analytical Skills, Communication Skills, Operational Leadership, Financial Crime Prevention, EU Regulations, Customer-Centric Solutions, Agility, Continuous Improvement, Compliance Culture

Industry

Software Development

Description

About Wolt At Wolt, we create technology that brings joy, simplicity and earnings to the neighborhoods of the world. In 2014 we started with delivery of restaurant food. Now we’re building the delivery of (almost) everything and you’ll find us in over 500 cities in 30 countries around the world. In 2022 we joined forces with DoorDash and together we keep on dreaming big and expanding across the globe. Working at Wolt isn’t always easy, but it’s definitely exciting. Here you’ll learn more, build more, and ship more than in most other companies. You’ll be challenged a lot, but also have a lot of fun on the way. So, if you’re a self-starter with drive and entrepreneurial spirit, this could be the ride of your life. Role background Wolt Financial Solutions (WFS) is a dynamic payments and compliance organization, specializing in payment and financial services for our parent company Wolt, a leading platform marketplace. WFS and its group of entities powers merchant payment flows across 20 EU/EEA markets and ensures compliance with regulatory requirements, including AML/CFT and safeguarding of customer funds. As a licensed and supervised Payment & E-Money Institution, we operate under strict regulatory standards while striving to deliver streamlined, structured, and customer-friendly processes that bring value to our clients, partners, and the Wolt group. As we scale our financial services offering, we are seeking a highly skilled AML & Fraud Lead to join our Financial Crime Prevention team. This role will be instrumental in shaping and managing our AML/CFT and fraud prevention framework, ensuring it is robust, scalable, and tailored to the complexities of a global, fast-moving marketplace environment. The right candidate will combine strong regulatory expertise with the ability to see the bigger picture, manage competing priorities, and collaborate seamlessly with stakeholders across product, engineering, legal, and operations. What you’ll be doing AML & Fraud Framework: Develop, own, and continuously improve the global AML and fraud prevention framework, acting as control owner for Transaction Monitoring, Sanctions & PEP Screening, Customer Risk Scoring, FIU reporting, and Fraud Prevention measures; ensure integration of AML and Fraud strategies across all customer segments and alignment with regulatory expectations and business priorities. Governance & Oversight: Serve as the subject matter expert for AML/CFT and Fraud risks, overseeing policy and control design, leading Board and senior management reporting, monitoring regulatory developments across EU/EEA and beyond, and ensuring the compliance, agility, and alignment with industry best practices. Stakeholder & Project Management: Lead cross-functional initiatives with Product, Engineering, Legal, and Operations to translate regulatory requirements into scalable, customer-centric solutions; manage multiple projects and priorities effectively in a dynamic environment. Operational Leadership: Provide functional guidance to the relevant operational teams, including training, clear instructions, and oversight; foster a strong compliance culture and drive continuous improvement through daily support and awareness programs Our humble expectations Education: Bachelor’s or Master’s degree in Law, Finance, Business Administration, or a related field. 6+ years in Financial Crime Prevention within financial services, ideally in a Payment or E-Money Institution or marketplace/payment platform, with proven expertise in framework design, control ownership, and regulatory engagement. Strong understanding of AML/CFT regulations, fraud typologies, and EU/EEA regulatory frameworks (e.g., Payment Services Directive 2 and the E-Money Directive). Strong analytical, organizational, and communication skills. Ability to work independently and collaboratively in a fast-paced environment while keeping the relevant stakeholders aligned. Professional fluency in English is required, and fluency in Finnish would be a great plus. Why Join us? Shape and lead the AML & Fraud function at a fast-scaling Payment & E-Money Institution operating in 20+ markets. Work in a truly international environment at the intersection of payments, compliance, and technology. Be part of a high-growth company with a strong culture, entrepreneurial spirit, and customer-first mindset. Along with benefits, you will also be eligible for our stock option plan. The latter makes it exceptionally easy to be excited about our company growing and doing well, as you’ll own a piece of the pie. Our Commitment to Diversity and Inclusion We’re committed to growing and empowering a more inclusive community within our company, industry, and cities. That’s why we hire and cultivate diverse teams of people from all backgrounds, experiences, and perspectives. We believe that true innovation happens when everyone has room at the table and the tools, resources, and opportunity to excel.

Responsibilities

Develop and manage the global AML and fraud prevention framework, ensuring compliance with regulatory expectations. Lead cross-functional initiatives to translate regulatory requirements into scalable solutions.