About the role:

We are seeking an AML Transaction Monitoring Ops to join our Compliance team.

You will play a key role in performing day to day Anti Money Laundering and Counter Terrorist Financing activities to ensure compliance with UAE regulatory requirements including Central Bank of the UAE AML regulations and UAE Federal AML laws.

You will support core financial crime controls including transaction monitoring customer due diligence sanctions screening and suspicious activity investigations. You will ensure timely escalation to the MLRO and accurate reporting to the UAE Financial Intelligence Unit in line with regulatory expectations.

You will contribute to maintaining strong AML controls that protect the integrity of the financial system and support Tamara’s regulatory obligations as a fintech operating in a regulated environment.

You are detail oriented analytical and proactive with the ability to handle sensitive information and make sound judgments in a fast paced environment.

Your responsibilities:

Transaction Monitoring and Alert Management

• Review and investigate AML alerts generated by the transaction monitoring system
• Identify unusual or suspicious patterns conduct detailed analysis and document rationale for closure or escalation
• Support tuning and calibration of transaction monitoring rules to improve effectiveness and reduce false positives
• Liaise with the MLRO on suspicious transaction reporting and escalation to the UAE Financial Intelligence Unit
• Contribute to AML training awareness and periodic control testing

Customer Due Diligence

• Perform onboarding reviews to ensure accurate and complete KYC documentation for individuals and entities
• Support enhanced due diligence for higher risk customers politically exposed persons and adverse media cases
• Assist in periodic review and refresh of customer profiles in line with risk based approaches

Screening and Sanctions Compliance

• Conduct name screening for customers and counterparties against sanctions politically exposed persons and adverse media lists
• Investigate and resolve potential matches in line with internal screening procedures
• Support the MLRO in maintaining sanctions lists system updates and control validation

Your expertise 

Experience:

• 0 to 2 years of experience in Compliance AML CFT or Financial Crime within financial services fintech or banking
• Prior exposure to transaction monitoring sanctions screening or customer due diligence processes
• Familiarity with UAE AML regulations including Federal Decree Law No 20 of 2018 and related guidance is a plus
• Bachelor’s degree in Finance Law Business or a related field
• Emirati National required
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