Actively manage all facets of the daily operations of the identified portfolio, including but not limited to:
Routinely analyze the credit migration trends of the portfolio and individual names
Monitor and identify developments within assigned client base, proactively manage their potential impact on the portfolio, as well as generate ideas for client opportunities and Capital Markets product application
Prepare quarterly Credit Risk Management (“CRM”) portfolio reviews
Process annual review, amendment, and waiver requests, write credit modifications, submit to risk and address Q&A
Track compliance of financial and other reporting covenants
Manage Agency Services related responsibilities for left lead transactions (Borrowing Base Calculations, Valuation and Process Audits, and Loan Document amendments) with relationship managers, clients, participants, and other third parties.
Review periodic borrowing base and risk rating updates prepared by an offshore portfolio support team
Respond to ad hoc internal requests on portfolio composition and exposure.
Maintain various department and industry databases
Ensure compliance with all reporting activities in line with the bank’s policy and procedures
Maintain accurate internal system processing (Vantage) including GRID, FINAN, TSC, Risk Rater
Stay up to date on organizational operating policies and procedures (i.e. Risk, Legal, etc.) to ensure appropriate protocols are implemented and followed, and facilitate accordingly
Identify and implement best practices across the Lending division and use insights from reporting to create and drive efficient processes and improve productivity
Ensure an excellent level of service and high-quality output
Coordinate with KYC/CDD team
Qualifications and Competencies
BA/BS in finance/economics/accounting/management/engineering (or similar); MBA and/progress toward CFA a plus
Minimum of 1 year of relevant experience (preferably with some experience in Commercial Banking and/or Asset Based Lending)
Strong financial and credit analysis capabilities
Excellent presentation and communication skills
Ability to thrive in a fast-paced environment with multiple competing priorities
Committed and dedicated individual who will continuously improve the way the team works
Self-motivated and willing to work in a deal oriented and deadline driven environment
Strong work ethic, positive attitude, and professional demeanor
Ability to work under pressure and set the right priorities in a dynamic, challenging environment,
Strong Knowledge of Legal Documentation
Proficient in MS Excel, Word, and PowerPoint (Power BI a plus)