Analyst – Credit Portfolio Analytics – Credit Risk at Morgan Stanley

New York, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

10 May, 26

Salary

95000.0

Posted On

09 Feb, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Quantitative Skills, Analytical Skills, Communication Skills, Excel, PowerPoint, Data Lookups, Data Transformations, Logic-Based Formulas, SQL, VBA, R, Python, Team Player, Self-Starter, Attention to Detail, Problem Solving

Industry

Financial Services

Description

Firm Risk Management Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks. Background on the Position The role will reside within the Firm Risk Management's Credit Risk Management department. The team is dedicated to analyzing the portfolio risk with each lending business including calculating and conducting ACL (Allowance for Credit Losses) and stress loss analysis. Primary Responsibilities: The role will focus on analyzing the ACL (Allowance for Credit Losses) results, running ACL and stress testing models, and reporting results to management. - Evaluate and analyze ACL results under CECL and IFRS9 methodologies and regulatory stress tests (CCAR) - Create and deliver presentations to management audiences to aid in analysis and understanding of the ACL - Ensure proper implementation of Governance and Controls including updating documentation and project management of recurring and ad-hoc deliverables - Collaborate with risk analytics and technology groups on model implementation and testing - Work with technology/perform UAT testing on projects to streamline and enhance existing stress testing models, data tables, and analysis tools Experience: - Bachelor's degree required - Strong quantitative and analytical skills - Ability to clearly summarize and communicate complex concepts - Proficient at using Excel and PowerPoint to efficiently organize, transform, and analyze data, and to summarize complex information. Key skills include data lookups (e.g. Vlookup, Index/Match) and transformations (e.g. pivot tables) as well as writing logic-based formulas - Basic knowledge of programming languages such as SQL/VBA/R/Python a plus - Hard working team player/self-starter with a desire and willingness to learn, attention to detail, and problem solving skills WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $75,000 and $95,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet). At Morgan Stanley, we advise, originate, trade, manage and distribute capital for people, governments and institutions, always with a standard of excellence and guided by our core values. Morgan Stanley is dedicated to providing first-class service to our clients, in a way that reflects our commitment to creating a more sustainable future and fostering stronger communities around the world. In each line of business, we strive to demonstrate our belief in the power of transformative thinking, innovative strategies and leading-edge solutions—and in the ability of capital to work for the benefit of all society. What We Do

Responsibilities

The role focuses on analyzing the Allowance for Credit Losses (ACL) results and running stress testing models. It also involves creating presentations for management and ensuring proper governance and controls.