Position Summary: The Analyst, Market Intelligence & Fraud Strategy supports the development and execution of TCH’s fraud strategy by continuously scanning the external landscape and synthesizing insights that inform decision-making. This role is responsible for tracking market dynamics, industry fraud trends, competitor activity, and client feedback to ensure our products remain innovative, effective, and responsive to evolving risks.
The Analyst will produce timely reports, dashboards, and presentations that support product ideation, executive briefings, regulatory readiness, and strategic planning.

QUALIFICATIONS REQUIRED:

• Bachelor’s degree in Business, Economics, Finance, or a related field
• 2–4 years of experience in strategy, research, fraud operations, or risk management
• Demonstrated ability to aggregate and synthesize large volumes of information
• Experience with external research, competitive analysis, and regulatory monitoring
• Strong writing, presentation, and visual communication skills

QUALIFICATIONS DESIRED:

• Familiarity with payments, fraud typologies, or financial crime frameworks
• Proficiency in Excel, PowerPoint, and tools like Tableau or SQL for data extraction
• Comfort working in fast-paced, cross-functional environments with ambiguity
• Understanding of emerging payment rails (e.g., RTP, FedNow)
  Physical demands and work environment: Work is generally sedentary in nature. The working environment is generally favorable. Lighting and temperature are adequate, and there are no hazardous or unpleasant conditions caused by noise, dust, etc. Work is generally performed within an office environment, with standard office equipment available.
  Employees in this position will report to the office three days per week. Occasional travel may be required. Onsite work requirements may change at any time.
  The anticipated annual salary range for NY-based candidates for this position is $75,000 to $100,000. Base salary and position level will be determined by the role, experience, skill set and location. For eligible positions, discretionary incentive compensation may be awarded contingent on personal and company performance. Our benefits program includes medical, dental, vision, life insurance, 401k plan with company contribution and company match, tuition reimbursement, parental leave and more.
  About The Clearing House: The Clearing House (TCH) is a banking association and payments company that is owned by the largest commercial banks in the United States. TCH owns and operates the core payments system infrastructure in the US and is currently working to modernize that infrastructure by launching a new, ubiquitous, real-time payment system. TCH is the only private-sector ACH and wire operator in the US, clearing and settling nearly $2 trillion in US dollar payments each day, representing half of all commercial ACH and wire volume. TCH has provided critical services to the banking industry since 1853, and today, our core products facilitate services including Direct Deposit of payroll, bill payments, and check image exchange

• Research and report on emerging fraud schemes and prevention best practices
• Track regulatory changes and industry responses to fraud issues across networks
• Conduct competitive and market intelligence to support fraud product strategy
• Summarize client feedback and industry sentiment to help refine service offerings
• Prepare briefings and internal reports to support leadership and stakeholder updates
• Support product teams with relevant data and benchmarks for roadmap planning
• Collaborate with working groups, committees, and internal partners as needed