Analyst Subscription Finance & Services at Citizens

Charlotte, North Carolina, United States -

Full Time

Start Date

Immediate

Expiry Date

20 Jun, 26

Salary

0.0

Posted On

22 Mar, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Subscription Finance, Credit Facilities, Underwriting, Structuring, Portfolio Management, Financial Analysis, Due Diligence, Risk Assessment, Relationship Management, Credit Approval, Loan Monitoring, Advisory Services, Reporting, Collateral Diligence, Covenant Modification, Project Management

Industry

Financial Services

Description

Citizens Bank is seeking an Analyst to join its Subscription Finance & Services (“SFS”) team. The SFS team manages a portfolio of private equity fund clients of varying sizes, strategy, and complexity. SFS serves as the primary banking partner to CFOs, COOs, treasurers, and investment professionals across leading private equity firms. The team delivers fund-level financing solutions, strategic advisory, and holistic banking services. The position will support with originating, structuring, underwriting, and executing subscription credit facilities for sponsors with AUM > $1 billion, while also ensuring relationship coverage across the fund family. Roles and responsibilities include: * Help analyze client needs to support the broader relationship strategy * Prepare pitch materials, client presentations, and internal reporting materials * Perform borrowing base analysis, LP concentration and quality review, collateral diligence, and structural risk assessment * Participate in accounting, business, and legal due diligence for credit approval processes and ongoing portfolio monitoring * Review and summarize key provisions in fund documentation, including LPAs, subscription agreements, side letters, and investor letters (training provided) * Monitor facility performance, borrowing base compliance, LP credit quality, and concentration risks throughout the life of the loan * Support the execution of amendments, waivers, covenant modifications, and facility upsizes as funds evolve * Summarize meeting notes, prepare follow-up deliverables, and track client engagements * Collaborate with internal partners (Credit, Risk, Treasury, Capital Markets, Operations), and external legal counsel Position Requirements: * Bachelor’s degree required * 1-3 years of experience in finance, banking, accounting, private equity, private capital, consulting, or related analytical roles * Self-starting team player who can think strategically and excel in a fast-paced, entrepreneurial, and challenging work environment * Ability to follow-up independently and consistently and play the critical role as the project manager on assignments * Internship experience in investment banking, fund finance, leveraged finance, or corporate banking strongly preferred but not required Hours and Work Schedule * Hours per Week: 40+ * Work Schedule: Monday - Friday Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Equal Employment and Opportunity Employer Job Applicant Data Privacy Policy [https://jobs.citizensbank.com/Job-Applicant-Privacy-Policy] Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Responsibilities

The Analyst will support the Subscription Finance & Services team by helping analyze client needs, preparing presentation materials, and performing detailed analysis like borrowing base review and collateral diligence. Responsibilities also include monitoring facility performance and supporting the execution of amendments and waivers for credit facilities.