Come join Home Trust Company as an Analyst, Underwriting Support and Development in our Underwriting Operations team for a 12-month Contract Opportunity!
Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of its core residential mortgage lending business, the Company also offers complementary lending services, as well as highly competitive deposit investment products, through Oaken Financial. Our culture has been shaped by the passion and integrity of our people. Home Trust is a private company.

FIRST THING – WHAT YOU NEED TO SUCCEED?

We are looking for individuals who are dedicated, passionate, and driven to execute with excellence!

Underwriting Support and Development Analyst works within the Underwriting group to support the ongoing development of Underwriters, Mortgage Officers, Guidelines and Knowledge Base of Procedures and Job Aids. This position ensures Underwriting remains compliant with all aspects of Home Trust Company’s credit policies, guidelines, procedures, and applicable regulatory requirements. Through ad-hoc based file reviews and data points, the incumbent will identify trends and will work closely with other QC team members, management, lines of business, Compliance and Enterprise Risk Management to implement recommendations and provide input into on-going guideline and procedure development, maintenance and reporting. The analyst will also lead onboarding and ongoing coaching sessions with identified Underwriting team members to ensure underwriting skillsets are in line to meet the Company’s policies, guidelines and procedures

In addition:

• Acts as the Subject Matter Expert in Developing, maintaining, and delivering the contents applicable to the development of the Underwriting team roles
• Develops, maintains and delivers new hire onboarding and ongoing coaching sessions
• Identifies department coaching needs through trend analysis of Loan Review, internal ad hoc reviews and from external team members and suggests improvements to support the onboarding and ongoing development program
• Supports department communication by sending prepared communications to specific individuals
• Publish monthly newsletter to UW team on key areas of learning
• Maintain detailed tracking of activities completed
• Assist in the development and maintenance of monthly reporting on team activities, SLAs and KPIs
• Lending Guideline, Procedures and job aid review and administration
• Report to management on observed trends and/or concerns, providing recommendations and/or action
• Review, analyze and verify mortgage files for completeness, accuracy, suitability and risk to ensure compliance with all aspects of Home Trust Company’s underwriting policies, procedures and guidelines per delegated authority matrices
• Complete ad hoc file reviews to support department and business needs as required
• Complete reviews and analysis in support of HTC’s loan sale programs
• Identify trends and provide input into strategies and learning opportunities to improve file and credit quality
• Determine and recommend practices necessary to establish sound credit risk management and compliance