JOB SUMMARY:

We are seeking a skilled Application Development Manager with strong experience in the Lending domain (Retail, Commercial, Mortgage, or Digital Lending). The ideal candidate will lead a team of developers and architects, drive technical design and delivery, and ensure solutions are scalable, secure, and aligned with business goals.

TECHNICAL SKILLS REQUIRED:

• Strong expertise in Core Java, Spring Boot, REST APIs, Hibernate/JPA.
• Experience with Microservices Architecture preferred.
• Knowledge of Kafka, RabbitMQ, or other messaging systems.
• Familiarity with CI/CD pipelines, Docker, and Kubernetes.
• Strong database skills (MySQL, PostgreSQL, Oracle); NoSQL knowledge (MongoDB) is a plus.
• Knowlege in Artificial Intelligence and Cloud Technologies is preferred
• Experience with Lending Management Systems (LMS), Loan Origination Systems (LOS), Credit Scoring, and Payment integrations.

DOMAIN SKILLS REQUIRED:

• Knowledge of Loan lifecycle: Origination, Underwriting, Disbursement, Servicing, Collections.
• Exposure to Regulatory Compliance (like KYC, AML, FATCA).
• Experience with integrations to third-party services like credit scoring agencies (Experian, CBS, CIBIL, Equifax).

LEADERSHIP & SOFT SKILLS REQUIRED:

• Excellent team leadership, communication, and people management skills.
• Strong analytical and problem-solving abilities.
• Ability to work in a fast-paced agile environment.
• Stakeholder management and cross-functional collaboration.

• Lead end-to-end technical delivery of lending applications and platforms.
• Manage and mentor a team of Java developers and technical leads.
• Collaborate with Product Managers, Business Analysts, and QA teams to deliver high-quality solutions.
• Architect scalable, secure, and high-performance applications.
• Design and implement APIs, microservices, and integrations with third-party systems (like credit bureaus, core banking systems).
• Review code, conduct design reviews, and establish coding standards.
• Drive DevOps practices and CI/CD automation.
• Identify technical risks and come up with mitigation strategies.
• Stay updated with the latest trends in Java frameworks, lending technologies, and regulations.
• Manage stakeholder expectations and deliver projects on time and within budget.