Area Collections Manager-RELATIONSHIP BANKING GROUP-Recovery Common Cost Al at Kotak Mahindra Bank

Ludhiana, Punjab, India -

Full Time

Start Date

Immediate

Expiry Date

13 May, 26

Salary

0.0

Posted On

12 Feb, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Collection Process, Short Fall Recovery, Hard BKT, Team Management, Motivation, Customer Service, NPA Management, Loss Recovery, Legal Knowledge, Innovative Strategies, Service Provider Management, Coordination, Audit Compliance, Ethical Standards, Area Knowledge, Convincing Skills

Industry

Banking

Description

Job Title: AREA COLLECTION MANAGER Division: COMMERCIAL BANKING GROUP Job Role / KRA’s Knowledge in collection process and systems To have 7-10 years’ experience in managing Short Fall Recovery and Hard BKT. collection team of secured/unsecured. To have adequate knowledge of Area of Operation. To have adequate knowledge in repossession and legal activities. To create a team of dedicated, aggressive and ambitious team of Location Managers / Supervisors. To motivate the existing TEAM to deliver to their potential. To Ensure Quality Service to Customers through his team To focus on Improving Portfolio Performance in the respective Area / Region. To Manage NPA’s & Loss Recovery efficiently in all locations in his Area / Region. To adhere to the BANKS processes and procedures. To Ensure development of direct and indirect team To ensure our Service Providers follow the Orginisations policy Parameters, when directly interacting with customers on our Behalf. To maintain good Professional relationship with all in the Branch. To plan innovative strategies for reduction of NPA’s & Focus on Loss Recovery, so as to ensure Quality Portfolio To Ensure Quality in Manpower. To adhere to the BANKS processes and procedures. To ensure development of direct and indirect team. To review Performance of Service Providers Regularly To empanel efficient Service Providers. Job Requirements, Skills, Knowledge prerequisites Willing to Take challenges and responsibility Should have the ability to convince the customer for our terms and conditions Should be able to coordinate effectively with all functions. Should Ensure MOPP is followed efficiently. Ensure All Audit, Moral and Ethical requirements are met by his team. Educational Qualifications Graduate / Post Graduate with good Knowledge of LAW. Good Contacts in Area of Operation. Experience Profile 7+ years Benchmark Companies CHOLA DBS – SUBH LOANS SHRIRAM FINANCE MAGMA –SUVIDHA INDIA BULLS SREI HDFC BANK (Group Set up) ICICI BANK(Group Set up) SFL CITI

Responsibilities

The Area Collections Manager is responsible for managing a collection team focused on Short Fall Recovery and Hard BKT, ensuring quality service and improving portfolio performance. They will also develop strategies for reducing NPAs and managing loss recovery efficiently.