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Area Credit Manager-RELATIONSHIP BANKING GROUP-Credit at Kotak Mahindra Bank

, delhi, India -

Full Time

Start Date

Immediate

Expiry Date

14 Apr, 26

Salary

0.0

Posted On

14 Jan, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Assessment, Financial Analysis, Risk Identification, Market Analysis, Competitor Analysis, Dealer Visits, Proposal Processing, Compliance Monitoring, Delinquency Monitoring, Management Skills, Communication Skills, Team Collaboration, Time Management, Problem Solving, Analytical Skills, Customer Relationship Management

Industry

Banking

Description

Area Credit Manager - RBG Job Description: RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Transporters/ Logistics/ Warehousing/ Infrastructure/Dealer Finance segments. Hence, preferable industry would be these segments, however, good candidate with experience in Credit Corporate / SME/Mid-Market/Any other Dept. job role other than these segments can also be considered. Evaluating Working Credit requirements of potential customers of RBG caters to Transporters, Automobile Dealers, Logistics & Warehousing, Govt Infrastructure Contractors, as customer segment. Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet / Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencies. Job Requirements: 3 to 8 years MBA (Finance)/CA

Responsibilities

The Area Credit Manager is responsible for evaluating working credit requirements for potential customers in various segments, underwriting credit assessments, and ensuring compliance with sanction terms. The role also involves market visits and continuous monitoring of delinquencies.