Area Sales Manager - LAP(Alwar H&S) at Credit Saison India

Alwar, Rajasthan, India -

Full Time

Start Date

Immediate

Expiry Date

22 Jul, 26

Salary

0.0

Posted On

23 Apr, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Sales management, Loan against property, Team leadership, Business development, Market research, Competitor analysis, Relationship management, Financial services, Regulatory compliance, Portfolio management, Sales forecasting, Problem-solving, Communication, Negotiation, Analytical skills

Industry

Financial Services

Description

Job Summary** Responsible for achieving sales targets and expanding the Loan Against Property (LAP) business within the Sikar H&S (Housing & SME) area, leading a team, and ensuring compliance with company policies and regulatory guidelines. Job Responsibilities** * Develop and execute strategies to achieve and exceed sales targets for Loan Against Property products in the assigned Sikar H&S territory. * Lead, motivate, and manage a team of sales executives, providing guidance, training, and performance feedback to optimize their productivity. * Identify and cultivate new business opportunities through various channels, including builder tie-ups, DSA relationships, and direct sourcing. * Build and maintain strong relationships with key stakeholders, including customers, channel partners, and internal teams. * Conduct market research and competitor analysis to identify trends and adapt sales strategies accordingly. * Ensure adherence to all company policies, lending guidelines, and regulatory compliance requirements. * Monitor portfolio quality, manage delinquencies, and implement corrective actions as needed. * Prepare and present regular sales reports, forecasts, and business reviews to senior management. * Collaborate with credit, operations, and other internal departments to ensure smooth processing and customer satisfaction. * Resolve customer queries and complaints efficiently and professionally. Job Qualifications** * Bachelor's degree in Business Administration, Finance, Marketing, or a related field. * Minimum of 5-7 years of experience in sales, with at least 2-3 years in a team leadership or managerial role within the financial services industry, specifically in Loan Against Property (LAP). * Proven track record of consistently achieving and exceeding sales targets. * Strong understanding of the LAP product, market dynamics, and regulatory environment. * Excellent leadership, communication, negotiation, and interpersonal skills. * Ability to build and maintain strong client relationships. * Proficiency in local language (Hindi/Rajasthani) and English. * Strong analytical and problem-solving abilities. * Ability to work independently and as part of a team in a fast-paced environment. * Valid driver's license and willingness to travel extensively within the assigned territory. Any Graduates At Credit Saison India, we are driven by Innovation, Inclusion, and Integrity to create a meaningful Impact. As one of India's fastest-growing NBFC lenders, our mission is to bridge the credit gap and transform lives by empowering underserved communities. Our journey is fueled by a team of 1,400+ employees across 80+ branches, with an AUM of over $2 billion. Join us and help build a brighter financial future for millions across the country. Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about 1,400 employees. Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.

Responsibilities

The Area Sales Manager is responsible for achieving sales targets for Loan Against Property products and leading a team of sales executives. They must also manage business relationships, ensure regulatory compliance, and monitor portfolio quality within the assigned territory.