Area Sales Manager - LAP(Trichy H&S) at Credit Saison India

Tiruchirappalli, tamil nadu, India -

Full Time

Start Date

Immediate

Expiry Date

22 Jul, 26

Salary

0.0

Posted On

23 Apr, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Sales management, Loan against property, Team leadership, Business development, Market research, Credit appraisal, Portfolio management, Relationship management, Strategic planning, Financial services, Negotiation, Communication, Analytical skills, Problem-solving, Microsoft office suite, Regulatory compliance

Industry

Financial Services

Description

Job Summary The Area Sales Manager for Loan Against Property (LAP) in Trichy H&S will be responsible for driving sales performance, managing a team, and expanding the company's market share within the designated region for secured lending products. Job Responsibilities * Develop and implement strategic sales plans to achieve and exceed sales targets for LAP products in the Trichy H&S area. * Lead, mentor, and motivate a team of sales executives to ensure high performance and adherence to company policies. * Identify and cultivate relationships with key channel partners, builders, real estate agents, and direct customers to generate business leads. * Conduct market research and competitive analysis to identify new business opportunities and stay abreast of market trends. * Oversee the entire loan application process, from lead generation and client engagement to documentation, credit appraisal, and disbursal, ensuring efficiency and compliance. * Monitor portfolio quality, manage delinquencies, and implement strategies for recovery where necessary. * Prepare and present regular sales performance reports, forecasts, and market insights to senior management. * Ensure compliance with all regulatory requirements and internal policies related to LAP sales and operations. * Handle customer queries and complaints effectively, ensuring high levels of customer satisfaction. Job Qualifications * Bachelor's degree in Business Administration, Finance, Marketing, or a related field. MBA preferred. * Minimum of 5-7 years of experience in sales, with at least 2-3 years in a managerial or team lead role within the financial services industry, specifically with exposure to Loan Against Property (LAP). * Proven track record of achieving and exceeding sales targets. * Strong understanding of the Trichy H&S market and local real estate dynamics. * Excellent leadership, communication, negotiation, and interpersonal skills. * Proficient in Microsoft Office Suite (Word, Excel, PowerPoint). * Ability to work independently and as part of a team in a fast-paced environment. * Strong analytical and problem-solving abilities. * Knowledge of lending regulations and compliance standards. * Fluency in Tamil and English is essential. Any Graduates At Credit Saison India, we are driven by Innovation, Inclusion, and Integrity to create a meaningful Impact. As one of India's fastest-growing NBFC lenders, our mission is to bridge the credit gap and transform lives by empowering underserved communities. Our journey is fueled by a team of 1,400+ employees across 80+ branches, with an AUM of over $2 billion. Join us and help build a brighter financial future for millions across the country. Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about 1,400 employees. Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.

Responsibilities

The Area Sales Manager is responsible for driving sales performance for Loan Against Property products and managing a team to achieve regional targets. They will also oversee the loan application process, ensure compliance, and cultivate relationships with key channel partners.