Asia Wealth Management - Banking & Treasury Product Manager – Deposits & Lo at Morgan Stanley

, Hong Kong, China -

Full Time

Start Date

Immediate

Expiry Date

10 Apr, 26

Salary

0.0

Posted On

10 Jan, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Product Strategy, Market Analysis, Regulatory Compliance, Risk Management, Treasury Management, Client Needs, Profitability Analysis, Stakeholder Management, Analytical Skills, Communication Skills, AI Tools, Team Collaboration, Training, Product Development, Financial Analysis, Loan Offerings

Industry

Financial Services

Description

Product Strategy & Development Design, launch, and enhance deposit (e.g. structured deposit) and loan offerings (e.g. SBLC) tailored to wealth clientele Develop product roadmaps based on market analysis, competitive benchmarking, and client needs Establish product KPIs, dashboards, perform profitability analysis, and recommend enhancements Collaborate with Treasury on ALM, liquidity management, and funding strategies Partner with Risk and Treasury to manage interest rate, liquidity, credit, and FX exposures Ensure regulatory compliance with HKMA, Monetary Authority of Singapore and Basel III throughout the product lifecycle Work closely with Sales, Operations, Risk, Finance, Legal, and Technology teams for seamless product rollouts Provide training, create client-facing and internal collateral Bachelor's degree in Finance, Business, Economics, or related field; MBA/CFA/CPWP preferred 7+ years of experience in banking product management, specifically in deposits and loans, with a focus on wealth or SME clients Demonstrated experience in balance sheet impact and treasury-managed risk product design Strong knowledge of regulatory, ALM, and product P&L frameworks Excellent analytical, communication, and stakeholder management skills across regions Familiarity with AI tools and technologies, and a keen interest in leveraging AI to enhance workflows We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

Responsibilities

The role involves designing, launching, and enhancing deposit and loan offerings tailored to wealth clientele, as well as collaborating with various teams for seamless product rollouts. Additionally, the manager will establish product KPIs and ensure regulatory compliance throughout the product lifecycle.