Assistant Relationship Manager - Trade Working Capital

at  Dubai Islamic Bank

JOB DESCRIPTION

To solicit & develop BBU TWC customer base & provide back-office support to the BBU TWC – Senior Relationship Manager/ Relationship Manager for existing and new portfolio of Assets / NFI (preparing CAs,
day-to-day operational coordination and reports relating to BBU TWC).

COMPETENCIES/SKILLS

• Minimum bachelor’s degree.
• Preferred MBA/ACMA/ACA/CPA/ACCA
• Minimum 3-4 years of experience in Small /Mid/Corporate Banking, institutional financing, financial and risk analysis.
  Job ID :JB1100012118

• To solicit & develop BBU TWC relationship customer base.
• Analyze the potential client’s position and prepare credit applications (CA) for the bankable prospects solicited.
• Assist the BBU TWC SRM / RM in restructuring / revision of already approved credit limits to enhance profitability and minimize risk.
• Assist the BBU TWC SRM / RM by addressing the credit queries raised on proposals (if any) by risk and up with risk for approval of proposed facilities.
• Review of exception reports, overdue reports, asset/liability maturity reports, TOD / Contracts Past Due / Exception / Deferral / Expired documents reports for regularization of same and follow-up with SRMS/RMs to address the shortfall or take required action.
• up with BBU TWC SRM / RM to minimize the exceptions to the credit policy, processes, procedures and documentation.
• Assist the BBU TWC SRM / RM in identification of delinquent / problematic relationships and strategy development to deal with such relationships
• To conduct joint calls with BBU TWC UH / SRM / RM on assigned customers, where necessary for on-site due-diligence regarding existing/new credit facilities.
• Assist the BBU TWC team in responding to Audit observations prior to finalization of audit report.
• Explore possibilities to improve the profitability and quality of portfolio.
• Undertake special assignments assigned by Unit Head / Business Head regarding asset portfolio.
• Improve the learning curve under the guidance from BBU TWC SRM / RM / UH so as to be able to work independently.
• Ensure weeding out high-risk businesses and non-performing performance customer regularly.
  All the above accountabilities include but not limited to any additional/new tasks or responsibilities assigned by
  the line Manager.