JOB REQUIREMENTS :

• Degree or equivalent with experience in Financial Institution credit risk
• Strong Credit Risk Analysis with good understanding of key banking products
• Proficiency in tools such as SAS and VBA are essential for hands-on model development and data analysis.
• Good communication, interpersonal skills and fluent in written and spoken English
• Team player and strong sense of ownership of outcomes
• Meticulous, with an eye for details
• Able to work under tight timelines and comfortable with cross-border interactions

• Perform comprehensive credit risk assessments and portfolio analysis to support strategic decision-making and ensure alignment with the bank’s risk appetite framework.
• Develop and maintain credit risk reporting tools, including stress testing and scenario analysis, to identify potential risks and recommend mitigation strategies.
• Collaborate with sustainability teams to incorporate ESG factors into credit policies and risk monitoring, enhancing risk management practices.
• Perform forward-looking analysis by applying mathematical, accounting and qualitative knowledge/skills to develop climate risk stress test model.
• Stay informed of regulatory requirements and market trends to ensure credit risk frameworks remain compliant and effective.
• Communicate analysis results clearly to senior management and stakeholders, supporting well-informed credit risk decisions.