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Associate - Business Analyst-Data Science-Data Scientist at EXL Talent Acquisition Team

Gurugram, haryana, India -

Full Time

Start Date

Immediate

Expiry Date

17 May, 26

Salary

0.0

Posted On

16 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Sql, Python, Pandas, Scikit-learn, Machine Learning, Data Science, Credit Risk, Scorecards, Backtesting, Validation, Modeling

Industry

Business Consulting and Services

Description

Design and build credit risk scorecards (application, behavioral, and collections scorecards) to predict creditworthiness and optimize account management strategies. Extract, clean, and preprocess data from various sources using SQL. Develop and implement machine learning models for collections performance and delinquency prediction using Python (including libraries like pandas, scikit-learn). Monitor model performance, conduct backtesting, recalibration, and validation adhering to regulatory standards. Collaborate with business and data teams to translate credit risk requirements into modeling specifications. Document modeling processes, assumptions, and results for internal governance and audit purposes.

Responsibilities

The role involves designing and building credit risk scorecards, including application, behavioral, and collections scorecards, to predict creditworthiness and optimize account management strategies. Responsibilities also include developing and implementing machine learning models for collections performance and delinquency prediction using Python.