Job ID: 37743
Location: London, GB
Area of interest: Corporate & Commercial Banking
Job type: Regular Employee
Work style: Hybrid Working
Opening date: 22 Aug 2025

JOB SUMMARY

We are seeking an Associate, Credit analyst to join our Financial Sponsors & Private Equity coverage team. Our Credit Analysts possess deep expertise in risk assessment and portfolio risk management frameworks, which they utilize to assist Account Managers with credit reviews, continuous risk monitoring, and evaluating client creditworthiness. Additionally, they analyze Standard Chartered’s risk appetite in relation to market and economic conditions across various markets and asset classes.

SKILLS AND EXPERIENC

• Experience in corporate credit or financial analysis
• Risk management lifecycle
• Financial forecasting and modelling
• Financial and quantitative skills
• Client due diligence
• Understanding client behaviours to evolve products
• Product knowledge in Markets, Transaction Banking, Corporate Finance
• Knowledge of financial services regulations
• Data analysis and visualisation
• Ability to work under pressur
• Chartered Accountant is an advantage
• Experience with Financial Sponsors or Private Equity is highly advantageous.

ABOUT STANDARD CHARTERED

We’re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can’t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

• Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness.
• Provide insightful, succinct and timely client portfolio credit analysis.
• Accountable for spreading financials, proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events.
• Partner with Banking, Coverage and Risk teams to develop and execute credit analysis, credit origination and monitoring relevant matters.
• Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants.
• Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations.
• Provide credit analysis with consideration for market dynamics and client industry, including:
• Industry risks and client competitive positioning within the industry.
• Client funding strategy, financial policies, treasury activities, including hedging, and cash management.
• Analyse client cash flow and liquidity with ratio analysis and/or stress testing balance sheet strength, cash flow and profitability vulnerability.
• Reputational risk profile, including climate and sustainability risks.