JOB DESCRIPTION:

The Associate Director provides dedicated credit management support to a Director in the TDABL group. The Associate Director reports to the Associate Vice President, Credit within the TDABL group.

Key accountabilities include:

• Preparing credit applications and recommending credit decisions.
• Performing due diligence on assigned accounts and addressing identified trends.
• Reviewing and recommending changes relating to field exams, appraisals and third-party reports.
• Contributing to growth of the portfolio by structuring competitive packages while maintaining credit quality and pro-actively looking to expand client relationships.
• Actively managing monitoring and control processes for the portfolio to ensure the necessary processes are completed in a timely manner.
• Negotiating custom loan documentation in partnership with counsel (or with other Lenders in syndicated transactions)
• Developing industry policies with the Director and providing syndication expertise.

JOB REQUIREMENTS:

Qualifications/Skills/Experience:

• 3-5 years experience in Commercial Banking and preferably Asset Based Lending, in particular with complex credit structures.
• Very solid credit, analytical and problem-solving skills with financial modeling experience.
• Excellent communication and organizational skills.
• Commitment to being a strong team player, with an ability to work independently and manage competing deadlines.
• The ability to engage in active dialogue with internal and external stakeholders.
• Ability to travel as required.

SPECIFIC EDUCATIONAL REQUIREMENTS/ACCREDITATIONS:

• An undergraduate or graduate degree in Business, Economics, Finance or other quantitative discipline.

WHO WE ARE:

TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Please refer the Job description for details