End Date
Friday 18 April 2025
Salary Range
£0 - £0
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Job Description
JOB TITLE: Associate Director - Consumer & Retail
LOCATION(S): Edinburgh and Glasgow
SALARY: Competitive Package
HOURS: Full Time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, in the office.
About us
Join our dynamic Corporate Sector Coverage (CSC) team at Lloyds Banking Group, where we manage relationships with high-profile corporate clients across the UK, North America and Europe. Our Consumer (Retail, Consumer Goods, Food and Drink) team is at the forefront of financing and supporting some of the largest and most influential companies in the UK, with a global reach, including Tesco, JD Sports and Burberry. We’re passionate about enabling our clients to grow and thrive in a fast-paced sector, providing a comprehensive range of balance sheet, hedging, cash management solutions and much more.
We’re currently recruiting for an excellent opportunity for an Associate Director to join our Consumer team. You’ll work on a diverse portfolio of Investment Grade and Leveraged Finance transactions, gaining unique depth and breadth of experience. You’ll have the opportunity not only to play a lead role in the Scotland portfolio but gain access to the wider Consumer portfolio to support our ambitious growth plans.
We’re aiming to double our business by 2030, and we’re looking for a motivated self-starter with the consistent record to develop and implement a strategic plan and objectives, whilst showing strong leadership skills to motivate those around them.

Key Accountabilities:

• Lead a portfolio of client relationships in Scotland and support the broader Consumer team in delivering relationship management and origination across the client base, including pitching for business and developing prospect leads
• Develop a deep understanding of trends and activities within Consumer
• Prepare a strategic business plan for the Scotland portfolio to meet customer profitability requirements and business objectives
• Identify opportunities to develop further income in Scotland and across the broader Consumer team, recommending and implementing the appropriate solutions
• Lead and Coordinate with relevant parties to assist with deal execution and prepare proposals in partnership with Credit Risk colleagues to seek approval for global credit exposure.
• Prepare responses to invitations to tender for new and existing business, collaborating with other specialist providers to enhance overall business returns.
• Lead, motive, develop and appraise team members, so that their individual and collective performance meets the current and future needs of the business

Why Lloyds Banking Group?
If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.

What You’ll Need:

• Experience managing client relationships in a corporate environment, with evidence of delivering exceptional client service.
• Experience in supporting financing and M&A transactions.
• Strong analytical skills with experience in financial modelling and analysis.
• Excellent communication and presentation skills, with the ability to interact effectively with clients and internal stakeholders.
• Demonstrated ability to work pressure and manage multiple priorities in a fast-paced environment.
• Experience of adapting to changes in policies, systems, processes and working practices to achieve operational improvement.

About working for us!
Our focus is to ensure we’re inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity, or culture.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups.
We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you!
This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing ‘significant harm’ to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks
As a certified colleague your details will be published on the FCA’s Financial Services Register
This role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA Handbook
The Person (“P”) performs the client-dealing FCA certification function for a firm if:(1) P is carrying out any of the activities in the table in SYSC 27.8.19R; and(2) those activities will involve P dealing with:(a) a person with or for whom those activities are carried out; or(b) the property of any such person;in a manner substantially connected with the carrying on of regulated activities by the firm.
If you manage certified colleagues this role will be identified as Manager of certification employees under SYSC 27.8.13R as defined in the FCA Handbook(1) The function of managing or supervising a certification employee, directly or indirectly, is an FCA-specified significant-harm function.(2) A function in (1) is not an FCA certification function for that firm if it is performed by an SMF manager of that firm.
At Lloyds Banking Group, we’re driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you’ll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you’ll have many opportunities to learn, grow and develop.
We keep your data safe. So, we’ll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We’ll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We’re focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference

Please refer the Job description for details