Associate Director, GRM at Royal Bank of Canada

Toronto, Ontario, Canada -

Full Time

Start Date

Immediate

Expiry Date

29 May, 26

Salary

0.0

Posted On

28 Feb, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Analysis, Credit Analysis, Financial Modelling, Financial Statement Analysis, Risk Management, Communication, Presentation, Collaboration, Excel, Lending, Credit Products, Transaction Review, Risk Mitigation, Policy Adherence, Oversight

Industry

Financial Services

Description

Job Description What is the opportunity? Group Risk Management – Wholesale Credit focuses on risk assessment and adjudication of Capital Markets and Corporate Client Group transactions across the globe. Your intellectual curiosity and drive to understand complex corporate credits will help you deliver effective analysis of business and financial risk in order to provide comprehensive credit approval recommendations. As Associate Director covering the Transportation and building materials industries, your experience with financial analysis and credit and ability to quickly determine what’s relevant and what’s not will set the stage for success. What will you do? Work closely with the business at early stages on the risk aspects of any new transaction under consideration and provide direction and guidance as required to ensure the eventual deal structure adequately mitigates key risk concerns Review Transaction Requests, term sheets, and risk assessments within agreed timelines and/or turn-around benchmarks; highlight exceptions to applicable policies and guidelines; and suggest enhancements Ensure an appropriate balance between Risk and Return Review and adjudicate financial models and assist in continuous oversight of borrower’s business and financial performance through monitoring of financial and industry information, regulatory changes, third-party analysis including rating agency publications, and other early warning signals What do you need to succeed? Must-Haves Minimum 5 years of experience working in a financial institution, preferably in lending Good understanding of loan and trading credit products with a proven track record of building effective relationships with internal/external stakeholders Significant experience with Excel, including as a tool for financial analysis and a good understanding of financial modelling and financial statement analysis Analytical and intellectually curious mindset Ability to deal with obstacles and work to develop effective solutions/recommendations on tight timelines Strong communication skills (both written and presentation) and ability to work with others in a collaborative manner Nice-to-Haves Postgraduate degree, accounting designation and/or CFA Interest in pursuing a career in credit risk management Industry knowledge and experience What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation Leaders who support your development through coaching and managing opportunities Work in a dynamic, collaborative, progressive, and high-performing team Opportunities to do challenging work Flexible work/life balance options Job Skills Accounting Finance, Asset and Liability Management (ALM), Commercial Loan Review, Confidentiality, Credit Analysis, Customer Service, Customer Success, Detail-Oriented, Financial Statement Analysis, Risk Management Additional Job Details Address: ROYAL BANK PLAZA, 200 BAY ST:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: GROUP RISK MANAGEMENT Job Type: Regular Pay Type: Salaried Posted Date: 2026-02-25 Application Deadline: 2026-03-12 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

Responsibilities

The role involves working closely with the business on the risk aspects of new transactions, providing guidance to ensure risk concerns are mitigated in the deal structure. Responsibilities also include reviewing transaction requests, adjudicating financial models, and continuously monitoring borrower performance through various data sources.