Job ID: 34477
Location: Dubai, AE
Area of interest: Corporate & Commercial Banking
Job type: Regular Employee
Work style: Office Working
Opening date: 16 Jul 2025

JOB SUMMARY

This role will be responsible for proactively managing the credit risk (monitoring and analysis) of a complex portfolio of Global Credit Markets (GCM) accounts in close co-ordination with the originating deal team.

SKILLS AND EXPERIENCE

• Risk Mitigation
• Financial Analysis
• Financial Modelling

QUALIFICATIONS

• Education – Bachelor’s degree preferrably in Finance.
• Languages – Fluent in English.
• Core Credit Curriculum Certified (For Only Internal Candidates)

ABOUT STANDARD CHARTERED

We’re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can’t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

• Actively support in managing the Global Banking loan portfolio credit & returns.
• Support Global Banking in origination of new transactions.
• Monitor existing client Credit Grades and recommend timely re-assessment as necessary.
• Proactive, comprehensive, and timely credit analysis through quarterly performance reporting, waiver, amendment requests and documentation of credit events.
• Ensure forward looking Credit analysis and make appropriate recommendations with regards to credit risk and de-risking opportunities.
• Ability to analyse risk/return analysis and optimise profits with recommendations being based on forward looking risks.
• Evaluation and understanding of risks associated with Corporate Loans, Leverage and Acquisition Finance, Project, and Export Finance, as well as Shipping and Aviation Finance assets, structural, contractual, and external risks.
• Financial analysis of a complex customer base using credit skills; ratio analysis; balance sheet and cashflow analysis.
• Evaluation of security, including parental support.
• Evaluation of project company management and strategy.