Associate, Generalist, Client Services, SME Banking at DBS Bank

Mumbai City, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

19 Jul, 26

Salary

0.0

Posted On

20 Apr, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit operations, Documentation, Loan disbursement, Facility documents, Security documents, Vendor management, Exception tracking, MS Office, Credit standards, Relationship management, Trade finance, Working capital finance, Foreign exchange, Data entry, Communication skills, Organizational skills

Industry

Description

Business Function Corporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services, current accounts time deposits, trade finance, working capital finance, term loans and foreign exchange, Through our continued commitment, DBS has cultivated long standing relationships with its customers in the region that are based on account relationship management, service differentiation product development and rigorous credit standards. Job Purpose The position is there to provide documentation and credit related services to Business and Credit Control Unit to process disbursement of loan applications as well as support in post-disbursement activities. Key Accountabilities Fulfil all responsibilities in relation to: Preparation of Offer letter, Facility documents and security documents (non-mortgage). Pre-luminary Checking up of filled documents (Facility and security documents). Initiating and follow up with Legal and Valuation agencies for timely submission of reports. Perform miscellaneous activities related to disbursement depending on the product. To liaise with RMs and customers for various post-disbursement documents/exception tracking. To process and input data for vendor bills. Job Duties & responsibilities Prepare letters of offer (LO) and Facility documents for IBG 3&4 customers in accordance to approved credit and business terms based on the Master LO template which standard clauses have been determined by Group Legal and Product Owners. Checker for LO and facility documents. Prepare and update template for in-house security documents (e.g. Hypothecation, Cash margin, Mortgage, etc..) in accordance with approved credit memo and liaise with CCU for completing the process. To support unit head in Empanelment of agencies / Valuers / Lawyer, etc. in terms of documentation and help in vendor payments. Liaising with external agencies / vendors and ensuring timely Vendor payments. Fill up of the requisite fee form for correct mapping of fees to the customer and department. Follow up with RM/Customer on closure of various exception items (Insurance, Internal covenants, any other items). Follow up with CCU on timely closure of exceptions upon submission. Assist RM to follow-up with customers / insurance agents for renewed policies & process insurance claims. Timely initation of desktop valuation/Collateral Audit/Plant visit on annual basis Requirements 8 years of experience in similar role of back office credit operations/documentation with other bank/NBFC Education / Preferred Qualifications The job holder needs to be at least graduate in the Commerce stream. Preferred a post graduate. Basic knowledge of MS Office and various systems used by Credit Services can be an added advantage. Core Competencies Job Knowledge:The job holder needs to have thorough job knowledge of documentation and various corporate bank products and needs to know as to what is expected from him/her. Organizing Skills:The job holder needs to be organized so as to enable him to meet the conflicting deadlines. Proactive:To understand the system implementations and grasp the changes faster. Communication Skills: The job holder needs to have effective verbal as well as written communication skills. Interpersonal Skills The job holder needs to liaise with various stake holders including but not limited to RMs, CCU, Legal Compliance, Finance teams. Technical Competencies The job holder needs to have the Basic knowledge of MS Office and various systems used by credit services. Work Relationship To work with: Internal:Head BSU, Product Team, Relationship Managers, Credit, CCU, Operations team External:BSU HO, Vendors, Empaneled lawyer, Valuers and representatives, Customers Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements. Location: Mumbai Job: Customer Service Schedule: Regular Employee Status: Full time DBS is more than a bank — we're shaping the future of finance and communities. With innovation at our core and impact in our DNA, we go beyond banking to build careers, relationships, and a better world. DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 15 consecutive years from 2009 to 2023. DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets and is committed to building lasting relationships with customers. With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities.

Responsibilities

The associate is responsible for preparing facility and security documentation, managing loan disbursements, and tracking post-disbursement exceptions. They also liaise with relationship managers, legal teams, and external vendors to ensure timely processing and compliance with credit standards.