Associate, Risk / Policy Management at Morgan Stanley

New York, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

09 Mar, 26

Salary

140000.0

Posted On

09 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Portfolio Management, Risk Assessment, Financial Modeling, Derivatives Analysis, Stress Testing, Negotiation, Collateral Management, Market Sensitivity, Debt Facilities, Credit Agreements, Recovery Analysis, Business Models, Macroeconomic Impact, Sector Trends, ISDA Negotiation

Industry

Financial Services

Description

Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Prepare in-depth credit reviews for new and existing clients, determine appropriate credit limits and ratings, compile recommendations, manage limit and tenor excesses. Perform counterparty credit analysis and portfolio management. Support a diversified set of corporate counterparties across all industries including, but not limited to: Telecommunications, Media, Real Estate, Commercial Real Estate, Industrials, and Insurance Brokers. Review new trade requests. Analyze trade structure, exposure profile, tenor, and recommend appropriate incremental exposure and structure based on counterparty creditworthiness. Lead ISDA and CSA legal trading document negotiations to set appropriate credit parameters. Prepare presentations on an ad hoc basis for senior management, firm risk committees and regulators. Salary: Expected base pay rates for the role will be between $131,000 and $140,000 per year at the commencement of employment. Requires a Bachelor's in Engineering (any), Mathematics, or a related field and three (3) years of experience in the position offered or three (3) years as an Associate, Analyst, or a related occupation. Requires three (3) years of experience with: Utilizing portfolio metrics including: PV01, FX Delta/Kappa, Duration, Peak Exposure, and Tail Risks to assess market impact; stress testing exposures using Monte Carlo simulations at 95% and 99% confidence levels, including crisis scenarios; Analyzing risk in derivatives including: swaps, collars, forwards, options, crosscurrency, and deal-contingent, by assessing notional, market sensitivity, tenor, and client use; analyzing secured transactions including: Borrowing Bases, LTVs, collateral, liquidity, and covenants; debt facilities including: revolvers, secured loans, ABS/ABL, term loans; Interpreting credit agreements: financial/negative covenants, incremental debt, collateral, payment terms, maturities, and recovery waterfall; Building financial and valuation models (DCF, peer analysis) across sectors; Using credit metrics to assess default risk including: liquidity, maturities, leverage, financial performance, and capital; Analyzing industry concepts including: business models, macroeconomic impact, and sector trends; Underwriting complex structures using guarantees or implied support under Basel standards; Conducting recovery analysis using stressed valuations vs. liabilities; and Negotiating ISDA/CSA market standard terms based on type of counterparty and industry including: default events, termination, cross-default, netting, collateral thresholds. Qualified Applicants: To apply, visit us at https://morganstanley.eightfold.ai/careers?source=mscom and enter JR017755 in the search field. No calls please. EOE Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.

Responsibilities

Prepare in-depth credit reviews for new and existing clients, determine appropriate credit limits and ratings, and manage limit and tenor excesses. Perform counterparty credit analysis and support a diversified set of corporate counterparties across various industries.