Asst Manager-Credit/Pricing -Risk at Honda Dev. and Mfg. of Am.,LLC

Torrance, California, United States -

Full Time

Start Date

Immediate

Expiry Date

31 Jan, 26

Salary

142400.0

Posted On

02 Nov, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Financial Services, Data Systems, Pricing Models, Statistical Modeling, Financial Modeling, Supervisory Experience, Relational Databases, Data Mining, VBA, SAS, SQL, Analytical Skills, Problem-solving Skills, Mathematical Skills, Communication Skills, Organizational Ability

Industry

Financial Services

Description

Legal Entity: American Honda Finance Corp. Business Unit: American Honda Finance Corp Division: Financial Services Division Work Location: Torrance - Main Campus Location Workstyle: Onsite Career Level: 5 Job Grade: Exempt-4 Salary Range: $94,900.00 - $142,400.00 Job Purpose American Honda Finance Corporation is currently seeking an Assistant Manager of Credit/Pricing for our Risk and Analysis department. This position will report to the Manager of Risk and Analysis. The Assistant Manager of Credit in the Consumer Financial Services division of AHFC manages the company’s consumer financial services portfolio and credit loss mitigation efforts by monitoring, analyzing, reporting on the credit quality and performance, and recommends adjustments to credit policy as warranted by the analytics. The Assistant Manager will make recommendations related to originations scorecards, automated credit decisioning, and efficiency improvements for credit-related areas of risk. This supports AHFC’s objective to maintain a healthy financial position, which in turn supports our parent company AHM with profitability. Key Accountabilities Key Accountabilities will include but are not limited to: Oversea analyses and reporting for credit area, monitor the Consumer Financial Services portfolio Lead efficiency improvements for credit-related areas of risk, which includes working with the company’s data systems to ensure integrity Supervise the pricing area and ensure pricing models are accurate Supervise Ad -Hoc analysis requests from both internal and external customers, lead credit-related initiatives that will help sales strategies or will assist in loss mitigation Accountable for supervising associates and leading a unit within the Risk department Qualifications, Experience, and Skills We are looking for qualified people with diverse backgrounds and experiences, open minds, and a disciplined work ethic. To bring the future to Honda as an Assistant Manager, you must have: Minimum Education Qualifications: BA/BS degree required in mathematics/statistics, finance, economics, business, business administration or related field Masters or MBA degree is preferred Minimum Experience: 7+ years of work experience in captive finance or consumer lending Experienced with indirect loan/lease consumer lending Experienced and knowledgeable with credit markets Experienced with pricing and modeling Other Job Specific Skills: Proficient in MS Windows applications, with a strong emphasis in Excel and Access Experience with statistical and financial modelling with spreadsheets Supervisory experience a plus Experience querying relational databases Exposure to data mining large datasets Exposure to VBA, SAS, SQL Excellent analytical and problem-solving skills Excellent mathematical skills and financial acumen Strong verbal and written communication skills Strong attention to detail Self-motivated Independent thinker Good organizational ability Possess the ability to effectively interact and communicate with all levels of management. Job Dimensions 5 - Direct Reports - Exempt Level Working Conditions Onsite- 80/20 workstyle (4 days in office- 1 day remote) Torrance Location What differentiates Honda and make us an employer of choice? Total Rewards: Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.) Regional Bonus (when applicable) Manager Lease Car Program (No Cost - Car, Maintenance, and Insurance included) Industry-leading Benefit Plans (Medical, Dental, Vision, Rx) Paid time off, including vacation, holidays, shutdown Company Paid Short-Term and Long-Term Disability 401K Plan with company match + additional contribution Relocation assistance (if eligible) Career Growth: Advancement Opportunities Career Mobility Education Reimbursement for Continued Learning Training and Development Programs Additional Offerings: Lifestyle Account Childcare Reimbursement Account Elder Care Support Tuition Assistance & Student Loan Repayment Wellbeing Program Community Service and Engagement Programs Product Programs Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.

Responsibilities

The Assistant Manager of Credit will oversee analyses and reporting for the credit area, monitor the Consumer Financial Services portfolio, and lead efficiency improvements for credit-related areas of risk. This role includes supervising associates and leading initiatives that support sales strategies and loss mitigation efforts.