Auto Loans Underwriting Division Head at EastWest Bank

Makati, Metro Manila, Philippines -

Full Time

Start Date

Immediate

Expiry Date

25 Sep, 26

Salary

0.0

Posted On

27 Jun, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Underwriting, People Management, Risk Management, Compliance, Vendor Management, Process Improvement, Analytical Skills, Problem Solving, Strategic Planning, Interpersonal Skills, Change Management, Financial Analysis

Industry

Banking

Description

About the Job Location: Bonifacio Global City (BGC) Corporate Title: Auto Loans Underwriting Division Head Work Arrangement: On-site Our Consumer Lending Team is looking for experienced professionals to join us in our Bonifacio Global City (BGC) office in the role of Auto Loans Underwriting Division Head. As Auto Loans Underwriting Division Head, you will lead, strategize, and manage the Auto Loans Underwriting Division from Pre Evaluation, Credit Underwriting, Quality Assurance and Vendor Management, to Reconsideration Processing to ensure smooth, accurate and timely processing of auto loan applications. Your dream. Our focus. East West Banking Corporation (EastWest) is one of the largest universal banks in the Philippines, and is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience. We empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment. Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success. Key Responsibilities: Leads and supervises a division which performs evaluation of auto loan applications within prescribed turn-around-time while ensuring compliance to Bank and Regulatory bodies policies and procedures. Ensures delivery of the required number of approvals to achieve business targets/financial goals. Monitors the divisions productivity and performance through available MIS and recommendation of improvement plan when needed. Initiates, monitors, and implements process improvement and system enhancements to increase productivity, identification of gaps and risks and institution of controls to mitigate these risks. Strategizes and coordinates with the other Heads within Auto Loans Business on the soundness and effectiveness of the credit process which are critical to the achievement of business goals. Handles people management in terms of hiring, training, retention, career development, and performance appraisal. Provides reports required by AMLC within the deadline set by the AML Department. What were looking for College graduate of any 4-year Business related course preferably with honors from a Tier 1 university. Proven track record with at least 3 years in leadership position. Experience in Compliance or Risk Management or Credit or Operations of Auto Loans, Credit Cards and Personal Loan Business. With organizational, problem solving, planning, analytical, mathematical and interpersonal skills. Ability to lead, plan and manage change. What you can expect from joining our team Career development and training opportunities. Competitive salary package and benefits. Performance-based incentives and recognition programs to reward high-performing individuals. Opportunity to work with industry experts and be mentored by them. Defined career progression paths to guide you in your professional growth.

Responsibilities

Lead and manage the Auto Loans Underwriting Division, overseeing pre-evaluation, credit underwriting, quality assurance, and vendor management. Ensure timely processing of loan applications while maintaining compliance with bank and regulatory policies to achieve business targets.