AVP, Commercial Lender at Pathfinder Bank

Town of De Witt, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

01 Jun, 26

Salary

115000.0

Posted On

03 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Commercial Lending, Relationship Building, Credit Risk Evaluation, Loan Structuring, Portfolio Management, Financial Statement Analysis, Commercial Real Estate Lending, Negotiation, Regulatory Compliance, Networking, Credit Discipline, Communication, Presentation Skills

Industry

Banking

Description

Description Are you a relationship-driven commercial lender who thrives on building meaningful partnerships and supporting local businesses? Pathfinder Bank is seeking an experienced AVP, Commercial Lender to grow and manage commercial relationships in the Syracuse market while contributing to the continued strength of our community-focused banking model. At Pathfinder Bank, we combine over 165 years of service with local decision-making, disciplined credit practices, and a collaborative leadership team. Our lenders are empowered to structure thoughtful financing solutions, maintain strong asset quality, and directly impact the communities they serve. This is not transactional lending. It is strategic, relationship-based banking. In this role, you’ll develop new commercial loan and deposit relationships, manage an existing portfolio, evaluate credit risk, and partner with internal stakeholders to deliver well-structured lending solutions aligned with the Bank’s credit culture and growth objectives. What You’ll Do • Develop and manage commercial loan and deposit relationships within the Syracuse market • Structure, negotiate, and close commercial and commercial real estate loans • Evaluate financial statements, assess credit risk, and prepare financing proposals • Approve loans within authority limits or present recommendations to Loan Committee • Maintain ongoing portfolio management, including annual reviews and risk monitoring • Collaborate with treasury management, credit administration, and executive leadership • Expand market presence through networking, community involvement, and calling on centers of influence • Ensure regulatory compliance and adherence to Bank policies and procedures Requirements Bachelor’s degree from a four-year college or university 2–5 years of related commercial lending experience; or equivalent combination of education and experience What You Bring • Demonstrated success developing commercial loan and deposit relationships • Strong credit analysis and commercial loan structuring skills • Knowledge of commercial real estate lending and risk assessment • Ability to interpret financial statements and assess borrower performance • Strong communication and presentation skills • Sound judgment and the ability to balance growth with credit discipline • Valid Driver’s License and ability to travel within the market area Why Join Pathfinder Bank You’ll join a stable, community-focused institution where decisions are made locally and relationships matter. This role offers meaningful autonomy, direct access to leadership, and the opportunity to grow a quality portfolio while supporting businesses across Central New York. If you value collaboration, accountability, and long-term impact over high-volume transactional lending, Pathfinder Bank offers a platform to build a career with purpose.

Responsibilities

The AVP, Commercial Lender will be responsible for developing and managing commercial loan and deposit relationships in the Syracuse market, structuring, negotiating, and closing loans, and evaluating credit risk. This role also involves ongoing portfolio management, ensuring compliance, and expanding market presence through networking and community involvement.