AVP, Credit Approver, PFS at United Overseas Bank Limited Co

Kuala Lumpur, Kuala Lumpur, Malaysia -

Full Time

Start Date

Immediate

Expiry Date

22 Mar, 26

Salary

0.0

Posted On

22 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Decisioning, Fraud Detection, Analytical Skills, Communication Skills, Interpersonal Skills, Microsoft Office, Attention to Detail, Organizational Skills, Team Player, Fast Learner, Pressure Management

Industry

Banking

Description

About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers. Job Description Perform evaluation and credit decisioning of all unsecured products (Cards, Personal Loans & incremental limit request) inclusive or appeal and resubmission applications. To highlight & escalate to Card Risk on suspected fraud/tampered application. Ensuring applications are processed within stipulated turnaround time and able to meet daily required productivity set by the department. Ensure that all decisions are consistent and within the regulatory & Bank’s credit policies and guidelines. To participate in credit meeting or discussions and raise issues in credit approval and support on sanity testing as and when required. To maintain a high-quality portfolio, integrity of processes and strong credit culture. This position requires strong attention to detail, organized and the ability to work effectively in a fast-paced environment. Perform any ad hoc duties assigned from time to time. Job Requirement: Must possess at least bachelor’s degree. Minimum 3 years in approving credit facilities. Strong analytical, good communication and interpersonal skill. Computer literate, i.e. Microsoft Office Fast learner and ability to work under pressure with good team player skills Candidate with profession credit certification (PCC) or Certified Credit Professional (CCP) would have an added advantage. Additional Requirements Be a Part of the UOB Family UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application. Apply now and make a Difference Together, Let’s Build the Future of ASEAN We value our people and invest in them as we look to fulfil our purpose of building the future of ASEAN. We seek to create a collaborative and progressive environment for them to succeed in their careers for the long term. Explore career opportunities with us today. UOB is rated as one of the world's top banks, ranked 'Aa1' by Moody's Investors Service and 'AA-' by both S&P Global and Fitch Ratings. With a global network of 500 branches and offices across 19 countries in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices throughout the region. Career Site: UOB Career site

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Responsibilities

The role involves evaluating and making credit decisions on unsecured products, including cards and personal loans. It also requires maintaining a high-quality portfolio and ensuring compliance with regulatory and bank policies.