AVP, Mortgage Underwriting & Secondary Execution at AmeriCU Credit Union

City of Rome, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

17 Aug, 26

Salary

166201.04

Posted On

19 May, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Underwriting, Secondary Market Operations, Risk Management, Compliance, Team Leadership, Loan Delivery, Pipeline Management, Financial Analysis, Quality Control, Vendor Management, Strategic Planning, Performance Management

Industry

Banking

Description

AVP, Mortgage Underwriting & Secondary Execution Location: 231 Hill Rd, Rome NY 13341 Starting Rate - $132,960.84 to $166,201.04 annual base salary depending on experience Status: Full Time ABOUT THE ROLE AmeriCU Credit Union is seeking a strategic and hands-on leader to join our Lending team as Assistant Vice President (AVP), Mortgage Underwriting & Secondary Execution. In this role, you’ll lead mortgage underwriting, secondary market operations, and fulfillment teams while driving efficiency, compliance, and exceptional member service. This is a high-impact leadership role responsible for optimizing mortgage operations, managing risk, and supporting the growth of our residential lending portfolio. ---------------------------------------- WHAT YOU’LL DO - ASSISTANT VICE PRESIDENT (AVP), MORTGAGE UNDERWRITING & SECONDARY EXECUTION LEADERSHIP & TEAM DEVELOPMENT * Lead, mentor, and develop mortgage underwriting, fulfillment, and secondary market teams * Foster a high-performing, collaborative culture aligned with AmeriCU’s values * Provide coaching, performance management, and ongoing professional development MORTGAGE OPERATIONS & STRATEGY * Oversee end-to-end mortgage operations, including underwriting, funding, and loan delivery * Manage mortgage pipeline to ensure timely rate locks, closings, and investor delivery * Drive continuous improvement initiatives to increase efficiency and service quality * Partner with leadership on product development, pricing strategies, and growth initiatives SECONDARY MARKET & RISK MANAGEMENT * Manage interest rate risk for portfolio and secondary market loans * Ensure competitive pricing while optimizing profitability * Oversee vendor, broker, and correspondent relationships to maintain loan quality standards * Ensure loans meet investor requirements and adhere to risk tolerance guidelines COMPLIANCE & QUALITY CONTROL * Ensure compliance with all mortgage regulations and secondary market standards * Maintain and enforce underwriting guidelines, policies, and procedures * Oversee quality control programs to minimize errors and ensure audit readiness * Support internal and external audits by providing accurate, timely documentation FINANCIAL & OPERATIONAL OVERSIGHT * Analyze market trends, competitor activity, and economic conditions to inform strategy * Support departmental planning, budgeting, and performance tracking * Collaborate cross-functionally to improve systems, workflows, and member experience ---------------------------------------- Who Are We? AmeriCU is a not-for-profit credit union based in Rome, NY with assets in excess of $2.7 Billion and serving a membership base of over 170,000 members across Central New York, the United States, and beyond. For 75 years we have been committed to our members, our employees, and our communities. In 2025, we were once again recognized as one of the Best Companies to Work for in New York State and recognized by American Banker as one of the best credit unions in the United States to work for, ranking 38th nationwide! Come grow with us! Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits: Competitive rates on our Medical, Dental and Vision plans Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU’s High Deductible Health plans Paid Holidays Paid Time off Employee Appreciation Events 401(k) Matching after 1 year of employment Employee Assistance Program Tuition Reimbursement for Full-time employees after 1 year of employment Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees Enhanced Short Term Disability – at no cost to you! Get to know us more by clinking on the links below. See why YOU should choose AmeriCU! https://www.americu.org/in-our-community/ [https://www.americu.org/in-our-community/] https://www.americu.org/why-americu/ [https://www.americu.org/why-americu/]

Responsibilities

Lead mortgage underwriting, fulfillment, and secondary market teams to optimize residential lending operations. Manage interest rate risk, ensure regulatory compliance, and drive efficiency in loan delivery and investor relations.