AVP, Portfolio Risk Analytics at Oversea Chinese Banking Corp

, Hong Kong, China -

Full Time

Start Date

Immediate

Expiry Date

17 Jun, 26

Salary

0.0

Posted On

19 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Portfolio Analytics, Risk Analytics, SQL, Python, Power BI, Risk Management, Data Analysis, Forecasting, Credit Decision Engine, Loan Origination System, Risk Thresholds, Line Assignment Matrix

Industry

Banking

Description

WHO WE ARE: As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here. Purpose of the role: This position is responsible for the design, development, testing, and maintenance of systems, with a primary focus on migrating the loan origination system and credit decision engine. What you will be doing: Conduct portfolio analytics for both secured and unsecured consumer lending products, delivering regular reports and actionable insights to management. Establish and review the risk trigger on an annual basis and continuously monitor portfolio performance against these risk thresholds to identify and address potential risks proactively. Design, implement and maintain the Line Assignment Matrix to ensure proper credit line allocation aligned with risk appetite and business objectives. Collect and analyze financial and operational data to evaluate risk exposure and forecast expected returns, supporting strategic risk management. Monitor exception approvals, track the usage of exception caps and limits, analyze portfolio performance, review justifications for high-side/low-side overrides and activate the portfolio reviews or underwriting revisions for any beach in trigger level. Support digital transformation initiatives in alignment with the Bank’s requirements and the Group’s strategic plan. Analyze large datasets to identify trends and patterns that enhance risk management decision-making. Stay up to date with industry trends, regulatory requirements, market statistics and best practices, leveraging this knowledge to drive continuous improvement in risk management frameworks and processes. Who we are looking for: A degree in a quantitative field such as mathematics, statistics, risk management or computer science At least 3 years of experience in risk analytics or a related field Strong technical skills, including programming languages such as SQL or Python. Knowledge of Power BI is an advantage. Excellent analytical and problem-solving skills, with the ability to communicate complex concepts to non-technical stakeholders A collaborative mindset, with the ability to work effectively with stakeholders across the organization A strong understanding of risk management principles and practices #LI-SL1 What we offer: Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers. Let’s build the bank we need for the future we want. Find the best version of yourself in a friendly, supportive team. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. As the longest established Singapore bank, formed in 1932 from the merger of three local banks, we have grown from strength to strength to become a regional financial services group. With a deep history in Asia, we offer the most comprehensive coverage across ASEAN and Greater China, complemented with a presence in the leading economies of New York, London and Sydney. We are the second largest financial services group in Southeast Asia by assets with one of the world’s highest credit rating (Aa1 by Moody’s and AA- by both Fitch and S&P). We offer private banking services through our wholly-owned subsidiary, Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals. Our insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia.

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Responsibilities

This role is responsible for the design, development, testing, and maintenance of systems, primarily focusing on migrating the loan origination system and credit decision engine. Key duties include conducting portfolio analytics for consumer lending products and establishing/monitoring risk triggers against portfolio performance thresholds.