Banamex Director de Desarrollo de Productos Seguros at Citi

Ciudad de México, , Mexico -

Full Time

Start Date

Immediate

Expiry Date

25 Jul, 26

Salary

0.0

Posted On

26 Apr, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Product Management, Strategic Planning, Life Insurance, Actuarial Analysis, Data Analysis, Pricing Strategy, Risk Management, Team Leadership, Financial Modeling, Market Research, Product Development, Regulatory Compliance, Business Case Development, Innovation Management, Stakeholder Management, Negotiation

Industry

Financial Services

Description

The Product Manager is a senior management level position responsible for managing a broad range of Product Management employees, setting strategy and providing direction, leadership and budgetary management, etc. Additionally, this role will be responsible for the development of product plans, strategies, and tactics while coordinating product lines through product life-cycles in coordination with the broader Product Management team. The overall objective of this role is to coordinate the promotion of products to develop new markets, increase share of market and obtain competitive position. Responsibilities: Manage a team of Product Managers and/or multiple teams to accomplish established goals and conduct personnel duties for team (e.g. performance evaluations, hiring and disciplinary actions) Manage strategic program roadmap, development, launch, and marketing to gain maximum benefit from each product Supervise day-to-day product management for core products such as product delivery, client experience, and client communication strategies as well as help the team prioritize, negotiate, and remove obstacles to achieve business results Drive client value propositions, positioning, segmentation, pricing, targeting, channel strategies, and competitive differentiation to achieve preferred status as a partner to Citi clients Develop plans and execute functional strategies for a country, multiple countries, region, or business requiring coordination and integration across units as well as provide input into strategic decisions affecting job family or function within a region or business Manage client and competitor market research, develop product innovation roadmap, and address fundamental trials of product commoditization to create an advanced set of solutions Direct and oversee all aspects of program life cycle management including market demands, technology trends, and the competitive field Drive towards to achievement of acquisition targets, product financial performance, revenue performance, and expense management goals as well as oversee identification and execution of opportunities and gaps business plans Develop and communicate a business plan to approach the marketplace, and coordinate and implement team procedures, client problem resolutions and client management Lead innovation by working with external partners/alliances to develop products, manage ongoing relationships, exercise control over resources, policy formation, and planning, and prepare agreements Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards. Qualifications: 10+ years of relevant experience Degree in Business Administration, Finance, Marketing, specialized analytics or related discipline Broad and diverse function experience in marketing, credit, acquisitions, product development and analytics Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements Ability to work unsupervised and adjust priorities quickly as circumstances dictate Consistently demonstrates clear and concise written and verbal communication Demonstrated analytical skills Demonstrated problem-solving and decision-making skills Consistently demonstrates clear and concise written and verbal communication Ability to work in a team-oriented environment Education: Bachelor’s degree/University degree or equivalent experience Master’s degree preferred ¿Cuál será tu reto? Tu función principal consistirá en diseñar, planear y ejecutar la creación de nuevos productos, y la mejora continua de los existentes, considerando tendencias del mercado, necesidades del cliente y lineamientos regulatorios, y asegurar la viabilidad comercial y la rentabilidad. Evaluar la viabilidad técnica y financiera de los productos, incluyendo pricing, márgenes, y desempeño post-lanzamiento. Liderar equipos multidisciplinarios y coordinar proyectos estratégicos de desarrollo e innovación de productos. ¿Cuáles serán tus principales responsabilidades? Colaborar en la definición de la estrategia de productos de Vida, alineada con los objetivos del negocio y de los canales de venta. Monitorear y analizar el rendimiento de los productos, identificando áreas de mejora y optimización de la utilidad técnica, y de la rentabilidad económica y financiera de carteras de productos, mediante análisis actuariales, y de mercado, entre otros. Supervisar la elaboración de notas técnicas, documentación contractual y procesos de aprobación interna y externa. Impulsar la innovación en productos, modelos operativos, incluyendo ecosistemas digitales. Liderar los proyectos de lanzamiento de nuevos productos, desde el diseño, aprobaciones internas, desarrollo tecnológico, y puesta del producto en el punto de venta. Asegurar el cumplimiento del marco normativo interno y regulatorio local (CNSF, CONDUSEF), y de mejores prácticas para todos los productos Realizar investigaciones de mercado, análisis de competencia y comprensión profunda de las necesidades y comportamientos de los clientes para identificar oportunidades y riesgos. Gestionar la cartera de productos existentes, incluyendo optimización, mejoras y, cuando sea necesario, el retiro de productos. Elaboración de business cases, análisis de rentabilidad, suscripción, tarificación y evaluación de desempeño técnico. Experiencia en desarrollo de productos digitales, inclusivos y paramétricos. Responsable de desarrollar la estrategia de análisis de datos en la organización, que ayude a la Institución a detectar oportunidades de mejora de negocio/producto, y apoyar al senior management en la toma de decisiones informadas sobre la estrategia de negocio de producto, clientes, canales, geografías, entre otros. ¿Cuáles son los requisitos que buscamos? Licenciatura en Actuaría (preferiblemente) o afín. Deseable: MBA, postgrado en Seguros o Actuaría, Economía, Behavioural Economics. 10 años de experiencia en áreas de Producto o Técnicas del Seguro de Vida, con conocimientos sólidos en gestión de productos. Conocimientos sólidos del ciclo de vida del seguro, mercado asegurador, regulación local, (regulación extranjera será un plus), Seguro de Vida, Suscripción, Selección de Riesgos, Bancaseguros, entre otros. Experiencia en medición de rentabilidad de productos, NPV, embedded value, KPIs, elaboración de business case Haber liderado lanzamientos de productos, conocimiento profundo en el ciclo de vida del producto: diseño, pricing, underwriting, implementación, etc. Experiencia y conocimientos en análisis de datos, modelos de datos, estadística, y modelos econométricos. Dominio al menos intermedio del idioma inglés Habilidades mínimas que deberás poseer: Excelente Comunicación Gestión de equipos de trabajo y talentoso para trabajar en equipo Liderazgo, Negociación, Enfocado al desarrollo de talento Pensamiento Estratégico y orientación a resultados Capacidad analítica y resolución de problemas Innovación Habilidad para analizar y tomar decisiones basadas en datos ------------------------------------------------------ Job Family Group: Product Management and Development ------------------------------------------------------ Job Family: Product Management ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

Responsibilities

The role involves designing, planning, and executing the creation of new insurance products while managing the lifecycle and profitability of existing portfolios. You will lead multidisciplinary teams to drive innovation, ensure regulatory compliance, and provide data-driven insights to senior management for strategic decision-making.