Senior Banking Specialist

Ertiqaa Finance Broker

Posted 30+ days ago

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Experience

4 - 7 Years

Job Location

Ajman - United Arab Emirates (UAE)

Education

MBA/PG Diploma in Business Mgmt(Finance)

Nationality

Any Nationality

Gender

Any

Benefits

Commission

Vacancy

1 Vacancy

Job Description

Roles & Responsibilities

1. Manage the complete personal loan lifecycle, from customer assessment to final loan disbursement.
2. Analyze loan applications and evaluate customers' financial profiles, repayment capacity, and eligibility in accordance with bank credit policies.
3. Calculate Debt Burden Ratio (DBR) and assess affordability and credit risk.
4. Review, verify, and validate all customer documentation to ensure accuracy, completeness, and compliance with banking requirements.
5. Identify missing documents, discrepancies, or potential risks before submission.
6. Prepare and submit financing applications while maintaining high approval quality and minimizing rejections.
7. Coordinate with credit, operations, underwriting, compliance, and approval departments to ensure efficient case progression.