BB Credit Investigator / Senior Investigator at Commercial International Bank (Egypt)

Cairo, Cairo, Egypt -

Full Time

Start Date

Immediate

Expiry Date

13 Oct, 26

Salary

0.0

Posted On

15 Jul, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Analytical Skills, Market Research, Credit Investigation, Communication Skills, English Proficiency, Computer Skills, Financial Analysis, Risk Assessment

Industry

Banking

Description

Job Purpose Conduct customer field visits, customer’s buyers and suppliers to come up with comprehensive credit information report, including reputation key shareholders and the company and its products, the perception of how the market thinks the company is doing compared to the competition. Description Credit Investigation: Prior to Credit Approval: 1. Conduct comprehensive desktop checks & Market research on customers applying for credit facilities including Reputation of Key shareholders, company in the market, its products, and the perception of how the market thinks the company is doing compared to the competition. 2. Conduct Customer visits to check customer premises and business such as their inventories. 3. Perform Buyer and Supplier comprehensive desktop checking, and physical visits on first transaction with Buyer or Supplier above certain thresholds to ensure the assessment is their compliance the bank’s risk appetite and minimize losses.. 4. Prepare related reports on desktop, market and site visits in order to create an accurate basis for the lending decisions. Ongoing 5. Conduct periodical visits for existing borrowing customers to verify their payment ability 6. Conduct periodical visits for Each Buyer/Supplier based on certain criteria. 7. Field investigation of potentially fraudulent transactions referred by the Fraud team. Policies, Processes and Procedures 8. Follow all relevant department policies, processes, standard operating procedures and instructions so that work is carried out in a controlled and consistent manner Day-to-day management 9. Follow the day-to-day operations related to own job to ensure continuity of work Compliance 10. Comply with all relevant CBE regulations, banking laws, AML regulations and internal CIB policies and code of conduct in order to maintain CIB’s sound legal position and mitigate any potential risks Qualifications & Experience o Bachelor’s degree of commerce, Business Administration, accounting or equivalent. o Minimum 3-5 years investigation in SME/Corp in CIB or another institution for Senior Officer Skills o Analytical skills. o Good market contacts and network in other banks. financial institutions and geographies o Inquisitive nature, maturity and good communication skills o Process driven and disciplined o Very good command of English. o Good Computer skills.

Responsibilities

Conduct comprehensive desktop research and physical field visits to evaluate the creditworthiness of customers, buyers, and suppliers. Prepare detailed reports to support lending decisions and investigate potentially fraudulent transactions.