Billing Conservation Representative - 1137 at Security Mutual Life Insurance

Binghamton, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

21 Jul, 26

Salary

21.03

Posted On

22 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer Service, Collections, Telephone Communication, Email Communication, Data Entry, Microsoft Word, Microsoft Excel, Payment Processing, Account Research, Reporting, PCI Compliance, EFT Management, Written Communication, Verbal Communication, Problem Solving, Time Management

Industry

Insurance

Description

As a Billing Conservation Representative, you will be responsible for contacting policyowners via telephone and/or email to collect any missed or overdue payments and to resolve incorrect billing information. This position will handle incoming telephone calls in response to these outbound inquiries and will provide back up for fielding incoming customer payment calls. This position will have the opportunity to work primarily remote with periodic time required in their assigned Company office location (Binghamton, NY or Houston, TX). If you reside in the Greater Houston or Greater Binghamton area, this may be an opportunity for you! Description of Duties & Responsibilities: * Using various data sources and reports, contact policyowners by telephone and/or email for missed or overdue premiums, for resolution of incorrect account information and for any other billing issues. * Process payments as collected and process/route any additional changes or updates as requested by policyowners. * Research accounts and policy notes to determine appropriate action. * Prepare and provide reports on collection rates and progress. * Process manual premium payments and other service requests from calls (debit card and check by phone via checking or savings account). Remain PCI compliant when handling debit and credit card calls. * Keep records of customer interactions and transactions, recording details of inquiries and comments, as well as actions taken. * Complete premium and billing related processes including but not limited to, managing EFT accounts and processing premium and loan payments, returned checks, taxable gain calculations and submission of policy system correction requests. * Assist with review, development and documentation of departmental policies and procedures. * Assist on phones during peak call times. * Other duties and responsibilities as needed or assigned by management. Required skills & experience: * Associate degree in business or related field required. Commensurate experience will be considered in lieu of a degree. * A minimum of two years’ experience in Customer Service or Collections required. * Experience in an insurance industry or call center environment preferred. * Experience working in a financial institution preferred. * Fluency in Spanish a plus. * Intermediate knowledge of Microsoft Word and Excel. * Excellent written and verbal communication skills. * Excellent data entry skills. * Ability to perform work accurately and thoroughly. * Ability to take care of both internal and external customer needs. * Ability to pay close attention to detail. * Ability to prioritize and organize a heavy workload. Pay Range: $19.02 to $21.03 hourly The starting pay rate for this role is based on a variety of relevant factors, including location, education, experience, and skills. Visa sponsorship is not available for this position Relocation assistance is not available for this position Security Mutual is an Equal Opportunity Employer About SML: Security Mutual Life is a leading provider of life insurance, accumulation products and retirement-, business- and estate-planning services for individuals, families and businesses. Our innovative products help our clients meet their financial protection needs. Headquartered in Binghamton, New York, the Company was founded in 1886 and is recognized for its longstanding history of financial strength and stability. We continually invest in technology. Our agents and employees are equipped with the latest tools and deliver outstanding service to our hundreds of thousands of policyholders throughout the United States. We are committed to our neighbors and communities. Security Mutual and its employees help support a wide variety of community and charitable initiatives and organizations through our donations and service. At Security Mutual our employees are among the Company’s most valued assets. We offer competitive salary and benefits and our work environment reflects the Company’s core values of trust, respect and integrity. Federal & State Labor Law Posters: https://app.jjkellerlaborlawposters.com/posters/eyJhbGciOiJIUzUxMiIsInR5cCI6IkpXVCJ9.eyJhY2NvdW50SWQiOiIyMDAwMjYzNzYiLCJjb250YWN0SWQiOiI2MDM0NTEwNzIiLCJpc3MiOiJub2Rlc2VydmVyIiwiaWF0IjoxNzE1NDMyMTM5fQ.09BHHqmECDyCm2cPe4kbg0WeG4HF2f6wzgPRgLQCdBwQLnjnXaqiqkvwX3JuL6XCFf4B_J5XOnTkN0I3titsQA?mapView [https://app.jjkellerlaborlawposters.com/posters/eyJhbGciOiJIUzUxMiIsInR5cCI6IkpXVCJ9.eyJhY2NvdW50SWQiOiIyMDAwMjYzNzYiLCJjb250YWN0SWQiOiI2MDM0NTEwNzIiLCJpc3MiOiJub2Rlc2VydmVyIiwiaWF0IjoxNzE1NDMyMTM5fQ.09BHHqmECDyCm2cPe4kbg0WeG4HF2f6wzgPRgLQCdBwQLnjnXaqiqkvwX3JuL6XCFf4B_J5XOnTkN0I3titsQA?mapView]

Responsibilities

The Billing Conservation Representative contacts policyowners to collect overdue premiums and resolve billing discrepancies via phone and email. They also process payments, maintain accurate account records, and assist with departmental policy documentation.